by our College Data Analytics TeamThe majority of students will not be asked to pay the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Moravian University can feel tremendous, but do not forget that almost all students receive some sort of financial help.
What financial aid options can Moravian offer you, and what will you qualify for? Keep reading for more information. Keep going to find out just how much financial aid will be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Read on to get a sense of the financial assistance available at Moravian University.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. However, some types of aid are more desirable than others, and some students will receive more than others.
For incoming first-year students at Moravian University, 100% of entering full-time freshmen got some type of financial assistance roughly 511 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $34,261 |
| Institutional grants & scholarships | 100% | $30,252 |
| Federal Pell grants | 40% | $5,367 |
| State/local grants | 35% | $4,550 |
| Federal student loans | 80% | $5,410 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. Here, around 91% of undergrads got grants or scholarships worth on average $33,266 (covering around 1816 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 91% | $33,266 |
| Federal Pell grants | 32% | $5,369 |
| Federal student loans | 75% | $6,667 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $34,931.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $25,875 |
| $30,001 – $75,000 | $26,572 |
| Over $75,000 | $32,482 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $30,670 |
| Off-campus title-IV students | $29,843 |
For a personalized estimate based on your family’s financial situation, use Moravian’s online cost calculator: www.moravian.edu/admissions/resources/calculator.
The median federal debt load at Moravian comes to $22,000 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $22,000 |
| Median federal debt (graduates only) | $26,793 |
| Typical 10-year monthly payment (graduates) | $284.05/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The median alone does not show how widely outcomes vary across the student body. The percentiles below describe the cumulative federal debt distribution for borrowers at Moravian.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $9,750 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $32,000 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $19,746 |
| Middle income | $23,250 |
| High income | $21,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $21,500 |
| Continuing-generation students | $23,000 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $23,250 |
| Independent students | $17,346 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Moravian.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The annual Stafford volume below reflects program activity at Moravian:
| Metric | Value |
|---|---|
| Stafford loan recipients | 7793 |
| Total Stafford loan amount | $149,083,108 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 42 |
| Total GI Bill amount | $941,391 |
| Average GI Bill amount per recipient | $22,414 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 3 |
| Total DoD amount | $9,000 |
| Average DoD amount per recipient | $3,000 |
References
More about our data sources and methodologies.