by our College Data Analytics TeamThis guide covers the real cost of attending Morgan Community College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The total cost of attendance at Morgan Community College came in between $15,797.00 and $28,397.00 based on in-state versus out-of-state status.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: around $15,797.00 in-state compared with $28,397.00 for out-of-state students.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $4,252.00 |
| + Room, board & other expenses | $11,545.00 |
| Total cost | $15,797.00 |
| That is 18% below the national average net price. |
| Total cost | $15,797.00 |
| − Grants and scholarships | −$8,231.00 |
| Net price | $7,566.00 |
| That is 61% below the national average net price. |
| Total cost | $15,797.00 |
| − Grants and scholarships | −$11,106.00 |
| Net price | $4,691.00 |
| That is 76% below the national average net price. |
| Tuition and fees | $16,852.00 |
| + Room, board & other expenses | $11,545.00 |
| Total cost | $28,397.00 |
| That is 48% above the national average net price. |
| Total cost | $28,397.00 |
| − Grants and scholarships | −$8,231.00 |
| Net price | $20,166.00 |
| That is 5% above the national average net price. |
| Total cost | $28,397.00 |
| − Grants and scholarships | −$11,106.00 |
| Net price | $17,291.00 |
| That is 10% below the national average net price. | |
| Explore each piece on tuition and fees and living costs. |
Published costs have climbed year over year by around 3.3% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $4,848.00 | $7,819.00 | $16,324.00 |
| Senior year | $5,350.00 | $8,628.00 | $18,015.00 |
| Total 4-year net price | $20,384.00 | $32,876.00 | $68,642.00 |
| 10-year loan interest @ 6.8% | $7,765.00 | $12,525.00 | $26,150.00 |
| Total monthly payment | $235.00 | $378.00 | $790.00 |
| Total amount paid | $28,149.00 | $45,401.00 | $94,792.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $4,848.00 | $7,819.00 | $16,324.00 |
| Senior year | $5,010.00 | $8,080.00 | $16,870.00 |
| Total 2-year net price | $9,857.00 | $15,898.00 | $33,194.00 |
| 10-year loan interest @ 6.8% | $3,755.00 | $6,057.00 | $12,646.00 |
| Total monthly payment | $113.00 | $183.00 | $382.00 |
| Total amount paid | $13,612.00 | $21,955.00 | $45,840.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $17,868.00 | $20,839.00 | $29,345.00 |
| Senior year | $19,719.00 | $22,997.00 | $32,384.00 |
| Total 4-year net price | $75,134.00 | $87,626.00 | $123,392.00 |
| 10-year loan interest @ 6.8% | $28,623.00 | $33,382.00 | $47,008.00 |
| Total monthly payment | $865.00 | $1,008.00 | $1,420.00 |
| Total amount paid | $103,757.00 | $121,009.00 | $170,400.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $17,868.00 | $20,839.00 | $29,345.00 |
| Senior year | $18,465.00 | $21,535.00 | $30,325.00 |
| Total 2-year net price | $36,333.00 | $42,375.00 | $59,670.00 |
| 10-year loan interest @ 6.8% | $13,842.00 | $16,143.00 | $22,732.00 |
| Total monthly payment | $418.00 | $488.00 | $687.00 |
| Total amount paid | $50,175.00 | $58,518.00 | $82,403.00 |
See the full net-price breakdown in the net price section below.
Net price strips out grant and scholarship aid to show what families really pay. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $9,266.00 |
| Average net price (off-campus) | $7,161.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $5,591.00 |
| $30,000 to $48,000 | $6,602.00 |
| $48,001 to $75,000 | $7,816.00 |
| $75,001 to $110,000 | $11,867.00 |
Estimate your specific net price using the school’s Morgan Community College Net Price Calculator, or visit the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The typical debt load for borrowers leaving Morgan Community College amounts to $5,500.00, which federal data classifies as a Very Low (<$10k) burden tier.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,768.00 |
| 25th | $3,400.00 |
| Median (50th) | $5,500.00 |
| 75th | $12,944.00 |
| 90th | $22,875.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $5,750.00 |
| Middle income | $5,597.00 |
| High income | $4,500.00 |
Low-income graduates carry $1,250.00 in additional median debt versus high-income graduates.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,250.00 |
| Continuing-generation students | $5,925.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell vs non-Pell debt gap at Morgan Community College comes to $1,250.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate classification for Morgan Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 20.8% |
To put the rates in context, Stafford loans at Morgan Community College come to $24,842,706.00 spread across 2,310 student borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 6 |
| Avg GI Bill amount | $4,399.00 |
Read more about military and veteran aid on the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing Morgan Community College, a few questions are worth asking:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.