by our College Data Analytics TeamBelow is the data on what it actually costs to attend Motlow State Community College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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The full cost of attending Motlow State Community College fell between $18,272.00 and up to $31,256.00 across residency tiers.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: near $18,272.00 for in-state students versus $31,256.00 out-of-state.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $4,738.00 |
| + Room, board & other expenses | $13,534.00 |
| Total cost | $18,272.00 |
| That is 5% below the national average net price. |
| Total cost | $18,272.00 |
| − Grants and scholarships | −$8,584.00 |
| Net price | $9,688.00 |
| That is 50% below the national average net price. |
| Total cost | $18,272.00 |
| − Grants and scholarships | −$9,323.00 |
| Net price | $8,949.00 |
| That is 54% below the national average net price. |
| Tuition and fees | $17,722.00 |
| + Room, board & other expenses | $13,534.00 |
| Total cost | $31,256.00 |
| That is 62% above the national average net price. |
| Total cost | $31,256.00 |
| − Grants and scholarships | −$8,584.00 |
| Net price | $22,672.00 |
| That is 18% above the national average net price. |
| Total cost | $31,256.00 |
| − Grants and scholarships | −$9,323.00 |
| Net price | $21,933.00 |
| That is 14% above the national average net price. | |
| For the full breakdown, see tuition and fees and room and board. |
Published costs have climbed year over year by roughly 0.9% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.9% | 0.9% | 0.9% |
| Freshman year | $9,034.00 | $9,780.00 | $18,445.00 |
| Senior year | $9,293.00 | $10,061.00 | $18,975.00 |
| Total 4-year net price | $36,653.00 | $39,680.00 | $74,838.00 |
| 10-year loan interest @ 6.8% | $13,963.00 | $15,117.00 | $28,511.00 |
| Total monthly payment | $422.00 | $457.00 | $861.00 |
| Total amount paid | $50,616.00 | $54,796.00 | $103,348.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.9% | 0.9% | 0.9% |
| Freshman year | $9,034.00 | $9,780.00 | $18,445.00 |
| Senior year | $9,120.00 | $9,873.00 | $18,620.00 |
| Total 2-year net price | $18,153.00 | $19,653.00 | $37,066.00 |
| 10-year loan interest @ 6.8% | $6,916.00 | $7,487.00 | $14,121.00 |
| Total monthly payment | $209.00 | $226.00 | $427.00 |
| Total amount paid | $25,069.00 | $27,140.00 | $51,186.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.9% | 0.9% | 0.9% |
| Freshman year | $22,141.00 | $22,887.00 | $31,553.00 |
| Senior year | $22,777.00 | $23,545.00 | $32,459.00 |
| Total 4-year net price | $89,832.00 | $92,859.00 | $128,017.00 |
| 10-year loan interest @ 6.8% | $34,223.00 | $35,376.00 | $48,770.00 |
| Total monthly payment | $1,034.00 | $1,069.00 | $1,473.00 |
| Total amount paid | $124,055.00 | $128,235.00 | $176,787.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.9% | 0.9% | 0.9% |
| Freshman year | $22,141.00 | $22,887.00 | $31,553.00 |
| Senior year | $22,351.00 | $23,104.00 | $31,852.00 |
| Total 2-year net price | $44,492.00 | $45,991.00 | $63,404.00 |
| 10-year loan interest @ 6.8% | $16,950.00 | $17,521.00 | $24,155.00 |
| Total monthly payment | $512.00 | $529.00 | $730.00 |
| Total amount paid | $61,442.00 | $63,512.00 | $87,559.00 |
For the complete net-price picture, see the net-price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $15,742.00 |
| Average net price (off-campus) | $10,421.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,783.00 |
| $30,000 to $48,000 | $10,004.00 |
| $48,001 to $75,000 | $11,688.00 |
| $75,001 to $110,000 | $12,861.00 |
| Over $110,000 | $15,182.00 |
Use Motlow State Community College Net Price Calculator, or contact the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
Typical debt at graduation from Motlow State Community College comes to $3,000.00, which federal data classifies as a Very Low (<$10k) debt-load classification.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,001.00 |
| 25th | $1,750.00 |
| Median (50th) | $3,000.00 |
| 75th | $3,500.00 |
| 90th | $7,000.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $3,500.00 |
| Middle income | $2,412.00 |
| High income | $3,063.00 |
On average, low-income graduates leave with $437.00 more debt than high-income graduates.
Pell Grants are the largest source of federal need-based aid for undergrads. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The gap between Pell-eligible and non-Pell median debt at Motlow State Community College amounts to $-254.00.
The federal default-rate classification for Motlow State Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 18.4% |
| 3-year | 0.9% |
For context on the loan portfolio, Stafford disbursements at Motlow State Community College reach $21,014,923.00 covering 3,726 loan recipients.
Veterans and current servicemembers may be eligible for major federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 42 |
| Avg GI Bill amount | $2,802.00 |
| DoD Tuition Assistance recipients | 4 |
| Avg DoD Tuition Assistance | $2,050.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
The figures above are a starting point — as you weigh Motlow State Community College, the questions below are worth your time:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.