by our College Data Analytics TeamA lot of students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Mott Community College can feel overwhelming, but bear in mind that many students receive some sort of financial aid.
What financial aid options can MCC offer, and what will you qualify for? Keep reading for more information. Scroll down to find out what amount of financial assistance will be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The information provided on this page can help you determine how much aid you may receive from Mott Community College.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
For incoming first-year students at Mott Community College, 91% of entering full-time freshmen got some type of financial assistance approximately 641 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 88% | $8,649 |
| Institutional grants & scholarships | 14% | $3,926 |
| Federal Pell grants | 53% | $6,989 |
| State/local grants | 69% | $4,751 |
| Federal student loans | 27% | $3,430 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At this school, about 62% of undergraduate students received gift aid averaging $8,156 (covering around 4042 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 62% | $8,156 |
| Federal Pell grants | 42% | $6,581 |
| Federal student loans | 25% | $3,777 |
For students living on campus and receiving title-IV aid, grants averaged $9,773.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,478 |
| $30,001 – $75,000 | $6,905 |
| Over $75,000 | $10,428 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $5,687 |
| Off-campus title-IV students | $6,258 |
To project your own net price, use MCC’s net price calculator: www.mcc.edu/financial-aid/net-price-calculator.shtml.
A typical borrower at MCC leaves with $5,975 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,975 |
| Median federal debt (graduates only) | $13,000 |
| Typical 10-year monthly payment (graduates) | $137.82/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Looking only at the median can be misleading because it hides the spread. The percentiles below describe the cumulative federal debt distribution for borrowers at MCC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,834 |
| 25th percentile | $3,500 |
| 75th percentile | $14,500 |
| 90th percentile (highest-debt students) | $25,653 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $6,103 |
| Middle income | $5,917 |
| High income | $5,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,084 |
| Continuing-generation students | $5,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $7,000 |
These indicators are derived from the underlying debt data and summarize the overall picture at MCC.
Stafford loans are the federal government’s primary direct undergraduate lending program. Below is the annual Stafford program activity at MCC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 29990 |
| Total Stafford loan amount | $332,643,246 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 80 |
| Total GI Bill amount | $476,450 |
| Average GI Bill amount per recipient | $5,956 |
References
More about our data sources and methodologies.