by our College Data Analytics TeamHere’s the full picture on paying for Mount Mercy University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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Published attendance costs at Mount Mercy University works out to about $52,436.00 per academic year.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $40,878.00 |
| + Room, board & other expenses | $11,558.00 |
| Total cost | $52,436.00 |
| That is 60% above the national average net price. |
| Total cost | $52,436.00 |
| − Grants and scholarships | −$34,886.00 |
| Net price | $17,550.00 |
| That is 46% below the national average net price. |
| Total cost | $52,436.00 |
| − Grants and scholarships | −$37,984.00 |
| Net price | $14,452.00 |
| That is 56% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus living costs. |
The reported cost series has been increasing at a recent average of 3.8% per year; the projections below compound that across a degree. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $15,003.00 | $18,219.00 | $54,435.00 |
| Senior year | $16,785.00 | $20,383.00 | $60,902.00 |
| Total 4-year net price | $63,532.00 | $77,151.00 | $230,513.00 |
| 10-year loan interest @ 6.8% | $24,203.00 | $29,392.00 | $87,817.00 |
| Total monthly payment | $731.00 | $888.00 | $2,653.00 |
| Total amount paid | $87,736.00 | $106,543.00 | $318,330.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $15,003.00 | $18,219.00 | $54,435.00 |
| Senior year | $15,575.00 | $18,914.00 | $56,511.00 |
| Total 2-year net price | $30,578.00 | $37,133.00 | $110,946.00 |
| 10-year loan interest @ 6.8% | $11,649.00 | $14,146.00 | $42,266.00 |
| Total monthly payment | $352.00 | $427.00 | $1,277.00 |
| Total amount paid | $42,227.00 | $51,279.00 | $153,212.00 |
Read more in the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $20,168.00 |
| Average net price (off-campus) | $23,435.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $17,255.00 |
| $30,000 to $48,000 | $25,779.00 |
| $48,001 to $75,000 | $21,217.00 |
| $75,001 to $110,000 | $25,021.00 |
| Over $110,000 | $25,996.00 |
Get a tailored estimate from the Mount Mercy University Net Price Calculator, or contact the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
The median graduating debt at Mount Mercy University comes to $18,500.00, which federal data classifies as a Low ($10-20k) burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,000.00 |
| 25th | $8,830.00 |
| Median (50th) | $18,500.00 |
| 75th | $26,000.00 |
| 90th | $33,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,750.00 |
| Middle income | $17,500.00 |
| High income | $18,750.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $18,680.00 |
| Continuing-generation students | $17,175.00 |
First-gen borrowers at Mount Mercy University leave with $1,505.00 more than continuing-generation graduates.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell-versus-non-Pell median debt difference at Mount Mercy University comes to $1,398.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate classification for Mount Mercy University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.8% |
To give some context for these rates, Stafford loans disbursed at Mount Mercy University add up to $136,259,967.00 across 6,877 borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 9 |
| Avg GI Bill amount | $11,599.00 |
Read more about military and veteran aid on the veterans benefits detail.
The figures above are a starting point — as you weigh Mount Mercy University, keep these questions in mind:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.