by our College Data Analytics TeamHere is what you can expect to pay at Mount Saint Mary’s University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Jump to any section of this page using the links below:
The full cost of attending Mount Saint Mary’s University is about $64,637.00 annually.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $49,564.00 |
| + Room, board & other expenses | $15,073.00 |
| Total cost | $64,637.00 |
| That is 97% above the national average net price. |
| Total cost | $64,637.00 |
| − Grants and scholarships | −$45,313.00 |
| Net price | $19,324.00 |
| That is 41% below the national average net price. |
| Total cost | $64,637.00 |
| − Grants and scholarships | −$42,877.00 |
| Net price | $21,760.00 |
| That is 34% below the national average net price. | |
| Go deeper on the components with tuition and fees plus living costs. |
Published costs have climbed year over year at about 3.0% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $22,408.00 | $19,899.00 | $66,561.00 |
| Senior year | $24,470.00 | $21,730.00 | $72,686.00 |
| Total 4-year net price | $93,715.00 | $83,223.00 | $278,374.00 |
| 10-year loan interest @ 6.8% | $35,702.00 | $31,705.00 | $106,051.00 |
| Total monthly payment | $1,078.00 | $958.00 | $3,204.00 |
| Total amount paid | $129,416.00 | $114,928.00 | $384,425.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $22,408.00 | $19,899.00 | $66,561.00 |
| Senior year | $23,075.00 | $20,492.00 | $68,543.00 |
| Total 2-year net price | $45,483.00 | $40,391.00 | $135,105.00 |
| 10-year loan interest @ 6.8% | $17,327.00 | $15,388.00 | $51,470.00 |
| Total monthly payment | $523.00 | $465.00 | $1,555.00 |
| Total amount paid | $62,810.00 | $55,779.00 | $186,575.00 |
See the full net-price breakdown in the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $21,413.00 |
| Average net price (off-campus) | $25,009.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $17,327.00 |
| $30,000 to $48,000 | $23,266.00 |
| $48,001 to $75,000 | $25,413.00 |
| $75,001 to $110,000 | $26,738.00 |
| Over $110,000 | $36,716.00 |
Run your own numbers with the Mount Saint Mary’s University Net Price Calculator, or get in touch with the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The median amount borrowed by graduates of Mount Saint Mary’s University comes to $22,167.00, placing the school in the Moderate ($20-30k) burden tier.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,902.00 |
| 25th | $10,500.00 |
| Median (50th) | $22,167.00 |
| 75th | $30,033.00 |
| 90th | $40,018.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt detail.
Family income tracks closely with debt at graduation. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $22,375.00 |
| Middle income | $23,250.00 |
| High income | $18,914.00 |
Low-income borrowers graduate with $3,461.00 in additional median debt versus high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $22,250.00 |
| Continuing-generation students | $20,683.00 |
First-generation graduates of Mount Saint Mary’s University carry $1,567.00 more median debt than continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell vs non-Pell debt gap at Mount Saint Mary’s University works out to $9,702.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate classification for Mount Saint Mary’s University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.5% |
To give some context for these rates, Stafford loans disbursed at Mount Saint Mary’s University come to $379,950,068.00 across 14,129 student borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 22 |
| Avg GI Bill amount | $18,618.00 |
Dig into veteran education benefits on the veterans benefits detail.
Use the figures above as a launch point, then think through Mount Saint Mary’s University, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.