by our College Data Analytics TeamHere’s the full picture on paying for Mount St. Mary’s University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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The cost of attendance at Mount St. Mary’s University comes to about $62,078.00 for a single academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $48,630.00 |
| + Room, board & other expenses | $13,448.00 |
| Total cost | $62,078.00 |
| That is 89% above the national average net price. |
| Total cost | $62,078.00 |
| − Grants and scholarships | −$41,076.00 |
| Net price | $21,002.00 |
| That is 36% below the national average net price. |
| Total cost | $62,078.00 |
| − Grants and scholarships | −$52,128.00 |
| Net price | $9,950.00 |
| That is 70% below the national average net price. | |
| Explore each piece on the tuition & fees page plus living costs. |
The reported cost series has been increasing by around 2.8% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $10,230.00 | $21,592.00 | $63,823.00 |
| Senior year | $11,117.00 | $23,465.00 | $69,357.00 |
| Total 4-year net price | $42,676.00 | $90,079.00 | $266,257.00 |
| 10-year loan interest @ 6.8% | $16,258.00 | $34,317.00 | $101,434.00 |
| Total monthly payment | $491.00 | $1,037.00 | $3,064.00 |
| Total amount paid | $58,934.00 | $124,396.00 | $367,692.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $10,230.00 | $21,592.00 | $63,823.00 |
| Senior year | $10,517.00 | $22,199.00 | $65,617.00 |
| Total 2-year net price | $20,747.00 | $43,791.00 | $129,439.00 |
| 10-year loan interest @ 6.8% | $7,904.00 | $16,683.00 | $49,312.00 |
| Total monthly payment | $239.00 | $504.00 | $1,490.00 |
| Total amount paid | $28,651.00 | $60,474.00 | $178,751.00 |
For the complete net-price picture, see the net-price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $22,655.00 |
| Average net price (off-campus) | $24,987.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,674.00 |
| $30,000 to $48,000 | $18,842.00 |
| $48,001 to $75,000 | $24,088.00 |
| $75,001 to $110,000 | $27,028.00 |
| Over $110,000 | $31,050.00 |
Estimate your specific net price using the school’s Mount St. Mary’s University Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The median graduating debt at Mount St. Mary’s University amounts to $15,000.00, which the Department of Education classifies as a Low ($10-20k) debt-burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,000.00 |
| 25th | $7,000.00 |
| Median (50th) | $15,000.00 |
| 75th | $27,000.00 |
| 90th | $31,000.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $17,845.00 |
| Middle income | $15,000.00 |
| High income | $15,000.00 |
Borrowers from lower-income families leave school with $2,845.00 more debt than their high-income peers.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,000.00 |
| Continuing-generation students | $14,750.00 |
First-gen borrowers at Mount St. Mary’s University carry $1,250.00 in extra median debt compared with continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The gap between Pell-eligible and non-Pell median debt at Mount St. Mary’s University works out to $5,338.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate category at Mount St. Mary’s University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.2% |
To give some context for these rates, Stafford loans disbursed at Mount St. Mary’s University amount to $107,557,444.00 across 6,602 student borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 53 |
| Avg GI Bill amount | $13,462.00 |
Dig into veteran education benefits on the college veterans page.
The figures above are a starting point — as you weigh Mount St. Mary’s University, think through the questions below:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.