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Can You Afford Mount Wachusett Community College?

Here’s the full picture on paying for Mount Wachusett Community College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.

$14,330.00 Cost of Attendance
$7,931.00 Avg Net Price
$5,500.00 Median Grad Debt

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What Does It Cost to Attend Mount Wachusett Community College?

The total cost of attendance at Mount Wachusett Community College fell between $14,330.00 and up to $19,250.00 depending on your residency status.

Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: around $14,330.00 in-state, rising to $19,250.00 out-of-state.

The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.

The Full Cost for Residents (no aid)

Tuition and fees $6,160.00
+ Room, board & other expenses $8,170.00
Total cost $14,330.00
That is 26% below the national average net price.

What Students Actually Pay — Residents (with average aid)

Total cost $14,330.00
− Grants and scholarships −$7,556.00
Net price $6,774.00
That is 65% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $14,330.00
− Grants and scholarships −$9,588.00
Net price $4,742.00
That is 75% below the national average net price.

Sticker Cost for Non-Residents (no aid)

Tuition and fees $11,080.00
+ Room, board & other expenses $8,170.00
Total cost $19,250.00
That is roughly at the national average net price.

Average Net Price for Non-Residents (with average aid)

Total cost $19,250.00
− Grants and scholarships −$7,556.00
Net price $11,694.00
That is 39% below the national average net price.

What Low-Income Non-Residents Pay — Non-Residents

Total cost $19,250.00
− Grants and scholarships −$9,588.00
Net price $9,662.00
That is 50% below the national average net price.
Explore each piece on tuition and fees plus room and board.

Projected Cost of a Degree at Mount Wachusett Community College

Published costs have climbed year over year by roughly 1.5% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.5% 1.5% 1.5%
Freshman year $4,814.00 $6,877.00 $14,549.00
Senior year $5,038.00 $7,197.00 $15,226.00
Total 4-year net price $19,703.00 $28,146.00 $59,542.00
10-year loan interest @ 6.8% $7,506.00 $10,723.00 $22,683.00
Total monthly payment $227.00 $324.00 $685.00
Total amount paid $27,210.00 $38,869.00 $82,225.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.5% 1.5% 1.5%
Freshman year $4,814.00 $6,877.00 $14,549.00
Senior year $4,888.00 $6,982.00 $14,771.00
Total 2-year net price $9,702.00 $13,860.00 $29,320.00
10-year loan interest @ 6.8% $3,696.00 $5,280.00 $11,170.00
Total monthly payment $112.00 $160.00 $337.00
Total amount paid $13,399.00 $19,140.00 $40,490.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.5% 1.5% 1.5%
Freshman year $9,810.00 $11,873.00 $19,544.00
Senior year $10,266.00 $12,425.00 $20,453.00
Total 4-year net price $40,146.00 $48,589.00 $79,985.00
10-year loan interest @ 6.8% $15,294.00 $18,511.00 $30,471.00
Total monthly payment $462.00 $559.00 $920.00
Total amount paid $55,440.00 $67,100.00 $110,456.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.5% 1.5% 1.5%
Freshman year $9,810.00 $11,873.00 $19,544.00
Senior year $9,959.00 $12,054.00 $19,842.00
Total 2-year net price $19,769.00 $23,926.00 $39,386.00
10-year loan interest @ 6.8% $7,531.00 $9,115.00 $15,005.00
Total monthly payment $228.00 $275.00 $453.00
Total amount paid $27,300.00 $33,042.00 $54,391.00

Read more in the Net Price section.

Net Price at Mount Wachusett Community College

Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.

Average net price (on-campus) $7,931.00
Average net price (off-campus) $8,651.00

Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:

Family income Average net price
Under $30,000 $5,834.00
$30,000 to $48,000 $6,156.00
$48,001 to $75,000 $7,275.00
$75,001 to $110,000 $11,509.00
Over $110,000 $13,921.00

Estimate your specific net price using the school’s Mount Wachusett Community College Net Price Calculator, or reach out to the financial aid office.

Curious how grants and scholarships are distributed? Explore the financial aid page.

How Much Do Students Borrow at Mount Wachusett Community College

The typical debt load for borrowers leaving Mount Wachusett Community College amounts to $5,500.00, placing the school in the Very Low (<$10k) burden category.

The full distribution of debt at graduation looks like this:

Percentile Debt at graduation
10th $941.00
25th $1,837.00
Median (50th) $5,500.00
75th $8,564.00
90th $15,250.00

The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.

For the full borrowing and repayment picture, see the student loan debt page.

Debt Outcomes by Family Income at Mount Wachusett Community College

Debt outcomes vary substantially with family income. Below, debt is broken out by low, middle, and high family income:

Family income Median debt at graduation
Low income $4,509.00
Middle income $5,500.00
High income $6,444.00

First-Generation Borrowing at Mount Wachusett Community College

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $5,500.00
Continuing-generation students $5,500.00

Pell-Eligible Debt Outcomes at Mount Wachusett Community College

Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.

The median debt difference between Pell-eligible and non-Pell graduates of Mount Wachusett Community College comes to $-1,590.00.

Default and Repayment Outcomes at Mount Wachusett Community College

The federal default-rate classification for Mount Wachusett Community College is Low (<5%).

Window Cohort default rate
2-year 13.9%

For context on the loan portfolio, Stafford disbursements at Mount Wachusett Community College total $65,432,792.00 spread across 8,645 disbursements.

Veteran Benefits at Mount Wachusett Community College

Veterans and current servicemembers may be eligible for major federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 52
Avg GI Bill amount $4,099.00

Dig into veteran education benefits on the veteran aid breakdown.

Questions Worth Asking

Numbers only tell part of the story. As you weigh Mount Wachusett Community College, a few questions are worth asking:

Dig Deeper regarding Mount Wachusett Community College

Explore the related pages below for a deeper look at the cost picture:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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