by our College Data Analytics TeamMost students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Mt Hood Community College can sound overpowering, but remember that the majority of students get some type of financial assistance.
What financing options does MHCC offer you, and what will you qualify for? Keep scrolling for more information. Keep scrolling to learn how much school funding will be available to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Use the information below to understand how much financial assistance you may get from Mt Hood Community College.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
Looking at the entering class at Mt Hood Community College, 83% of entering full-time freshmen got some type of financial assistance around 652 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 75% | $10,176 |
| Institutional grants & scholarships | 6% | $1,643 |
| Federal Pell grants | 48% | $6,183 |
| State/local grants | 66% | $6,786 |
| Federal student loans | 22% | $5,659 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Here, approximately 32% of the undergraduate population received grant aid that averaged $9,298 (among about 2023 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 32% | $9,298 |
| Federal Pell grants | 24% | $6,546 |
| Federal student loans | 13% | $6,261 |
On-campus students receiving title-IV aid were awarded grants averaging $9,641.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,758 |
| $30,001 – $75,000 | $6,362 |
| Over $75,000 | $11,659 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $7,821 |
| Off-campus title-IV students | $6,443 |
To project your own net price, use MHCC’s net price calculator: my.mhcc.edu/ics/Resources/MyMHCC_Portal_Documentation_for_Students.jnz?portlet=External_Content.
A typical borrower at MHCC leaves with $7,339 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,339 |
| Median federal debt (graduates only) | $13,667 |
| Typical 10-year monthly payment (graduates) | $144.89/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The four reference points below map the debt distribution at MHCC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,462 |
| 25th percentile | $2,794 |
| 75th percentile | $12,000 |
| 90th percentile (highest-debt students) | $19,901 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $8,500 |
| Middle income | $7,000 |
| High income | $6,009 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,337 |
| Continuing-generation students | $7,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
A handful of calculated indicators summarize the debt outlook at MHCC.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The annual Stafford volume below reflects program activity at MHCC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 21022 |
| Total Stafford loan amount | $222,129,924 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 56 |
| Total GI Bill amount | $250,724 |
| Average GI Bill amount per recipient | $4,477 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 3 |
| Total DoD amount | $6,492 |
| Average DoD amount per recipient | $2,164 |
References
More about our data sources and methodologies.