by our College Data Analytics TeamHere you will find what students actually borrow to attend National University of Natural Medicine: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
Looking at all undergraduates at NUNM, freshmen included, 54% finance part of their studies with federal loans, borrowing on average $9,059 annually.
Borrowing at that rate every year works out to about $18,118 by year two and around $36,236 over four years. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 54% |
| Average federal loan per year | $9,059 |
| Undergraduates with a federal loan | 14 |
| Total federal loans (one year) | $126,820 |
The median student at NUNM borrows $15,000 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $15,000 |
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at NUNM.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 59 | $15,592 |
These figures turn the debt totals into a monthly repayment picture for NUNM.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The official Department of Education two-year default rate for NUNM appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0% |
| Borrowers in the cohort | 122 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Important to Remember
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.