by our College Data Analytics TeamHere’s the full picture on paying for American National University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
If you want to dig into a particular figure, jump to any section below:
What it costs to attend American National University amounts to about $24,065.00 a year.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $10,961.00 |
| + Room, board & other expenses | $13,104.00 |
| Total cost | $24,065.00 |
| That is 27% below the national average net price. |
| Total cost | $24,065.00 |
| − Grants and scholarships | −$7,123.00 |
| Net price | $16,942.00 |
| That is 48% below the national average net price. |
| Total cost | $24,065.00 |
| − Grants and scholarships | −$7,878.00 |
| Net price | $16,187.00 |
| That is 51% below the national average net price. | |
| Explore each piece on the tuition & fees page and living costs. |
Published costs have climbed year over year at a recent average of 2.2% annually, so the projections below total more than one year of attendance. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $16,538.00 | $17,310.00 | $24,587.00 |
| Senior year | $17,639.00 | $18,462.00 | $26,223.00 |
| Total 4-year net price | $68,339.00 | $71,526.00 | $101,598.00 |
| 10-year loan interest @ 6.8% | $26,035.00 | $27,249.00 | $38,705.00 |
| Total monthly payment | $786.00 | $823.00 | $1,169.00 |
| Total amount paid | $94,373.00 | $98,775.00 | $140,303.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $16,538.00 | $17,310.00 | $24,587.00 |
| Senior year | $16,897.00 | $17,685.00 | $25,121.00 |
| Total 2-year net price | $33,436.00 | $34,995.00 | $49,708.00 |
| 10-year loan interest @ 6.8% | $12,738.00 | $13,332.00 | $18,937.00 |
| Total monthly payment | $385.00 | $403.00 | $572.00 |
| Total amount paid | $46,173.00 | $48,327.00 | $68,645.00 |
Read more in the net price section below.
Net price strips out grant and scholarship aid to show what families really pay. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $18,036.00 |
| Average net price (off-campus) | $20,215.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $19,989.00 |
| $30,000 to $48,000 | $21,616.00 |
| $48,001 to $75,000 | $20,392.00 |
Use American National University Net Price Calculator, or reach out to the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The median graduating debt at American National University works out to $7,567.00, which federal data classifies as a Very Low (<$10k) burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,000.00 |
| 25th | $6,000.00 |
| Median (50th) | $7,567.00 |
| 75th | $26,882.00 |
| 90th | $37,861.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Debt outcomes vary substantially with family income. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $7,385.00 |
| Middle income | $8,331.00 |
| High income | $8,487.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,720.00 |
| Continuing-generation students | $5,786.00 |
First-generation borrowers from American National University hold $1,934.00 more debt than continuing-generation students.
The Pell Grant is the main federal need-based award for undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt gap between Pell and non-Pell graduates of American National University stands at $-2,139.00.
The federal default-rate classification for American National University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.9% |
For scale, federal Stafford loan disbursements at American National University amount to $519,782,049.00 spread across 26,719 disbursements.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 25 |
| Avg GI Bill amount | $5,650.00 |
| DoD Tuition Assistance recipients | 3 |
| Avg DoD Tuition Assistance | $2,097.00 |
Dig into veteran education benefits on the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing American National University, the questions below are worth your time:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.