A lot of students will never be charged the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Navarro College can seem tremendous, but do not forget that almost all students are given some form of financial help.
Just what financing solutions does Navarro College deliver, and just what are you going to be eligible for? Keep scrolling for answers. Scroll down to learn what amount of financial assistance will be accessible to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Use the information below to understand how much financial assistance you may get from Navarro College.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For incoming first-year students at Navarro College, 83% of the incoming full-time class was awarded financial aid roughly 660 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 69% | $7,818 |
| Institutional grants & scholarships | 16% | $4,021 |
| Federal Pell grants | 60% | $5,967 |
| State/local grants | 29% | $3,777 |
| Federal student loans | 31% | $4,778 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Across the undergraduate body at Navarro College, roughly 44% of undergrads got grants or scholarships worth on average $7,503 (for some 2894 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 44% | $7,503 |
| Federal Pell grants | 30% | $5,107 |
| Federal student loans | 18% | $5,540 |
For on-campus title-IV students, average grant aid came to $3,937.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $14,126 |
| $30,001 – $75,000 | $14,879 |
| Over $75,000 | $16,902 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $14,820 |
| Off-campus title-IV students | $14,579 |
For a personalized estimate based on your family’s financial situation, use Navarro College’s official net price calculator: www.highered.texas.gov/apps/NPC/?Fice=003593.
Graduating students at Navarro College carry a median federal student debt of $7,926 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,926 |
| Median federal debt (graduates only) | $11,000 |
| Typical 10-year monthly payment (graduates) | $116.62/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The median alone does not show how widely outcomes vary across the student body. The percentiles below describe the cumulative federal debt distribution for borrowers at Navarro College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,218 |
| 75th percentile | $13,750 |
| 90th percentile (highest-debt students) | $23,648 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $8,250 |
| Middle income | $6,380 |
| High income | $5,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,013 |
| Continuing-generation students | $7,000 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
The figure below distills the debt data into a single burden category for Navarro College.
Most undergraduate borrowing runs through the federal Stafford loan program. The totals below capture Stafford lending at Navarro College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 28755 |
| Total Stafford loan amount | $358,555,922 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 94 |
| Total GI Bill amount | $205,234 |
| Average GI Bill amount per recipient | $2,183 |
References
More about our data sources and methodologies.