by our College Data Analytics TeamBelow is federal data on the loans students use to pay for New England Tractor Trailer Training School of CT-Bridgeport— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
At New England Tractor Trailer Training School of CT-Bridgeport specifically, 98% of freshmen borrow to help pay for their first year, for an average of $6,000 each — a figure that counts both private and federal student loans.
Federal loans alone average $6,000. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Looking at all undergraduates at New England Tractor Trailer Training School of CT-Bridgeport, freshmen included, 85% take out federal student loans, with a mean of $6,116 per year. This is 1.9% above the $6,000 typical freshmen borrow.
Borrowing the same amount each year would add up to roughly $12,232 over two years and about $24,464 across a four-year program. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 85% |
| Average federal loan per year | $6,116 |
| Undergraduates with a federal loan | 924 |
| Total federal loans (one year) | $5,651,302 |
The median student at New England Tractor Trailer Training School of CT-Bridgeport borrows $6,333 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $3,167 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for New England Tractor Trailer Training School of CT-Bridgeport.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,167 |
| 25th percentile | $4,279 |
| 75th percentile | $6,333 |
| 90th percentile (highest-debt students) | $6,333 |
How wide this percentile range is tells you how much borrowing varies across students at New England Tractor Trailer Training School of CT-Bridgeport.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for New England Tractor Trailer Training School of CT-Bridgeport.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 246 | $4,811 |
| Completed (graduates) | 195 | $5,452 |
| Did not complete | 51 | $3,067 |
On a standard 10-year plan, the median completing borrower would pay about $64.83/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at New England Tractor Trailer Training School of CT-Bridgeport.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 233 | — |
| No Stafford loan this year | 13 | — |
The indicators below describe what the typical debt costs to pay back at New England Tractor Trailer Training School of CT-Bridgeport.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for New England Tractor Trailer Training School of CT-Bridgeport is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 12.5% |
| Borrowers in the cohort | 1195 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
| Middle income | $6,333 |
| High income | $6,333 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,333 |
| Continuing-generation students | $6,333 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,666 |
| Independent students | $6,333 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at New England Tractor Trailer Training School of CT-Bridgeport.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.