by our College Data Analytics TeamHere’s the full picture on paying for New Jersey City University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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Published attendance costs at New Jersey City University amounts to about $23,668.00 per academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $14,460.00 |
| + Room, board & other expenses | $9,208.00 |
| Total cost | $23,668.00 |
| That is 23% above the national average net price. |
| Total cost | $23,668.00 |
| − Grants and scholarships | −$12,202.00 |
| Net price | $11,466.00 |
| That is 40% below the national average net price. |
| Total cost | $23,668.00 |
| − Grants and scholarships | −$14,250.00 |
| Net price | $9,418.00 |
| That is 51% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees and room and board. |
Below, a full degree is projected forward at today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $9,418.00 | $11,466.00 | $23,668.00 |
| Senior year | $9,418.00 | $11,466.00 | $23,668.00 |
| Total 4-year net price | $37,672.00 | $45,864.00 | $94,672.00 |
| 10-year loan interest @ 6.8% | $14,352.00 | $17,473.00 | $36,067.00 |
| Total monthly payment | $434.00 | $528.00 | $1,089.00 |
| Total amount paid | $52,024.00 | $63,337.00 | $130,739.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $9,418.00 | $11,466.00 | $23,668.00 |
| Senior year | $9,418.00 | $11,466.00 | $23,668.00 |
| Total 2-year net price | $18,836.00 | $22,932.00 | $47,336.00 |
| 10-year loan interest @ 6.8% | $7,176.00 | $8,736.00 | $18,033.00 |
| Total monthly payment | $217.00 | $264.00 | $545.00 |
| Total amount paid | $26,012.00 | $31,668.00 | $65,369.00 |
| For the complete net-price picture, see the net-price section. |
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $16,053.00 |
| Average net price (off-campus) | $11,732.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $10,254.00 |
| $30,000 to $48,000 | $10,051.00 |
| $48,001 to $75,000 | $13,160.00 |
| $75,001 to $110,000 | $15,986.00 |
| Over $110,000 | $17,431.00 |
Use New Jersey City University Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the financial aid page.
The typical debt load for borrowers leaving New Jersey City University amounts to $14,250.00, landing it in the Low ($10-20k) debt-burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,250.00 |
| 25th | $5,500.00 |
| Median (50th) | $14,250.00 |
| 75th | $23,582.00 |
| 90th | $34,225.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt page.
Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,808.00 |
| Middle income | $14,250.00 |
| High income | $14,903.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,250.00 |
| Continuing-generation students | $12,666.00 |
First-generation graduates of New Jersey City University leave with $1,584.00 in extra median debt compared with continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of New Jersey City University stands at $2,250.00. Federal data flags this school for Pell-related debt inequity.
The Department of Education default-rate tier for New Jersey City University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.3% |
To give some context for these rates, Stafford loans disbursed at New Jersey City University total $515,020,314.00 across 23,178 borrowers.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 92 |
| Avg GI Bill amount | $9,429.00 |
| DoD Tuition Assistance recipients | 1 |
| Avg DoD Tuition Assistance | $750.00 |
Dig into veteran education benefits on the veterans benefits detail.
The data above is a foundation; round it out by asking yourself about New Jersey City University, consider the following:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.