Most students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Charlotte Christian College and Theological Seminary can sound tremendous, but do not forget that almost all students get some type of financial help.
What financing options does CCCTS offer, and what will you qualify for? Keep scrolling for more information. Scroll down to find out how much school funding will be available to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Use the information below to understand how much financial assistance you may get from Charlotte Christian College and Theological Seminary.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Across the undergraduate body at CCCTS, some 100% of undergraduates were awarded an average grant or scholarship of $1,609 (for some 36 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $1,609 |
| Federal Pell grants | 67% | $1,709 |
| Federal student loans | 86% | $3,744 |
The median federal debt load at CCCTS comes to $8,701 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,701 |
| Median federal debt (graduates only) | $18,000 |
| Typical 10-year monthly payment (graduates) | $190.83/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
The median alone does not show how widely outcomes vary across the student body. The figures below chart the debt distribution at CCCTS.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $3,001 |
| 75th percentile | $35,316 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $6,500 |
A handful of calculated indicators summarize the debt outlook at CCCTS.
Stafford loans are the federal government’s primary direct undergraduate lending program. The annual Stafford volume below reflects program activity at CCCTS:
| Metric | Value |
|---|---|
| Stafford loan recipients | 583 |
| Total Stafford loan amount | $18,218,217 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 1 |
| Total GI Bill amount | $10,156 |
| Average GI Bill amount per recipient | $10,156 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.