by our College Data Analytics TeamBelow is the data on what it actually costs to attend New Mexico Highlands University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the section links below to navigate this overview:
The full cost of attending New Mexico Highlands University fell between $21,046.00 through $25,966.00 across residency tiers.
In-state residents qualified for the lower cost, with out-of-state students paying more: roughly $21,046.00 for in-state students versus $25,966.00 out-of-state.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $7,416.00 |
| + Room, board & other expenses | $13,630.00 |
| Total cost | $21,046.00 |
| That is 9% above the national average net price. |
| Total cost | $21,046.00 |
| − Grants and scholarships | −$6,030.00 |
| Net price | $15,016.00 |
| That is 22% below the national average net price. |
| Total cost | $21,046.00 |
| − Grants and scholarships | −$7,357.00 |
| Net price | $13,689.00 |
| That is 29% below the national average net price. |
| Tuition and fees | $12,336.00 |
| + Room, board & other expenses | $13,630.00 |
| Total cost | $25,966.00 |
| That is 35% above the national average net price. |
| Total cost | $25,966.00 |
| − Grants and scholarships | −$6,030.00 |
| Net price | $19,936.00 |
| That is 4% above the national average net price. |
| Total cost | $25,966.00 |
| − Grants and scholarships | −$7,357.00 |
| Net price | $18,609.00 |
| That is 3% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus living costs. |
Cost of attendance here has been rising at about 2.3% annually, so the projections below total more than one year of attendance. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $14,001.00 | $15,358.00 | $21,526.00 |
| Senior year | $14,980.00 | $16,432.00 | $23,031.00 |
| Total 4-year net price | $57,947.00 | $63,565.00 | $89,091.00 |
| 10-year loan interest @ 6.8% | $22,076.00 | $24,216.00 | $33,940.00 |
| Total monthly payment | $667.00 | $732.00 | $1,025.00 |
| Total amount paid | $80,023.00 | $87,781.00 | $123,031.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $14,001.00 | $15,358.00 | $21,526.00 |
| Senior year | $14,320.00 | $15,708.00 | $22,016.00 |
| Total 2-year net price | $28,321.00 | $31,066.00 | $43,542.00 |
| 10-year loan interest @ 6.8% | $10,789.00 | $11,835.00 | $16,588.00 |
| Total monthly payment | $326.00 | $358.00 | $501.00 |
| Total amount paid | $39,110.00 | $42,902.00 | $60,130.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $19,033.00 | $20,390.00 | $26,558.00 |
| Senior year | $20,364.00 | $21,816.00 | $28,415.00 |
| Total 4-year net price | $78,774.00 | $84,392.00 | $109,918.00 |
| 10-year loan interest @ 6.8% | $30,010.00 | $32,150.00 | $41,875.00 |
| Total monthly payment | $907.00 | $971.00 | $1,265.00 |
| Total amount paid | $108,785.00 | $116,542.00 | $151,792.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $19,033.00 | $20,390.00 | $26,558.00 |
| Senior year | $19,467.00 | $20,855.00 | $27,163.00 |
| Total 2-year net price | $38,500.00 | $41,245.00 | $53,721.00 |
| 10-year loan interest @ 6.8% | $14,667.00 | $15,713.00 | $20,466.00 |
| Total monthly payment | $443.00 | $475.00 | $618.00 |
| Total amount paid | $53,167.00 | $56,958.00 | $74,186.00 |
Jump to the net-price detail in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $14,838.00 |
| Average net price (off-campus) | $14,141.00 |
The real cost varies by income because need-based aid scales with financial need. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,501.00 |
| $30,000 to $48,000 | $13,953.00 |
| $48,001 to $75,000 | $15,596.00 |
| $75,001 to $110,000 | $14,350.00 |
| Over $110,000 | $14,797.00 |
Use [New Mexico Highlands University Net Price Calculator](https://tcc.ruffalonl.com/New Mexico Highlands University/Freshman-Students), or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
Typical debt at graduation from New Mexico Highlands University works out to $9,500.00, landing it in the Very Low (<$10k) burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,669.00 |
| 25th | $4,500.00 |
| Median (50th) | $9,500.00 |
| 75th | $18,500.00 |
| 90th | $25,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Read the complete debt breakdown on the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,557.00 |
| Middle income | $8,875.00 |
| High income | $9,500.00 |
Low-income borrowers graduate with $57.00 more than graduates from high-income families.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,500.00 |
| Continuing-generation students | $8,501.00 |
First-gen borrowers at New Mexico Highlands University leave with $999.00 in additional median debt versus continuing-generation peers.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell vs non-Pell debt gap at New Mexico Highlands University comes to $165.00. This school carries a federal Pell-debt-inequity flag.
The federal default-rate tier for New Mexico Highlands University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 11.9% |
To give some context for these rates, Stafford loans disbursed at New Mexico Highlands University come to $221,012,556.00 across 10,052 borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 28 |
| Avg GI Bill amount | $3,815.00 |
| DoD Tuition Assistance recipients | 2 |
| Avg DoD Tuition Assistance | $1,163.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The figures above are a starting point — as you weigh New Mexico Highlands University, consider the following:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.