by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Northeast College of Health Sciences— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 0% |
| Undergraduates with a federal loan | 0 |
| Total federal loans (one year) | $0 |
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for New York Chiropractic College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $10,000 |
| 75th percentile | $18,000 |
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for New York Chiropractic College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 93 | $24,369 |
These figures turn the debt totals into a monthly repayment picture for New York Chiropractic College.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for New York Chiropractic College follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0% |
| Borrowers in the cohort | 205 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.