by our College Data Analytics TeamBelow is federal data on the loans students use to pay for New York College of Health Professions— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
For incoming students at New York College of Health Professions, 0% of incoming students take out a loan to help cover first-year costs.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 0% |
| Undergraduates with a federal loan | 0 |
| Total federal loans (one year) | $0 |
Graduating and withdrawing students at New York College of Health Professions carry a median federal debt of $17,644 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $17,644 |
| Students who completed (graduates) | $24,867 |
| Students who withdrew | $13,140 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for New York College of Health Professions.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,806 |
| 25th percentile | $9,000 |
| 75th percentile | $30,500 |
| 90th percentile (highest-debt students) | $40,500 |
How wide this percentile range is tells you how much borrowing varies across students at New York College of Health Professions.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at New York College of Health Professions.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 36 | $10,693 |
These figures turn the debt totals into a monthly repayment picture for New York College of Health Professions.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for New York College of Health Professions follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 11.2% |
| Borrowers in the cohort | 320 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $14,500 |
| Middle income | $21,872 |
| High income | $19,825 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $16,355 |
| Continuing-generation students | $25,361 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,744 |
| Independent students | $18,137 |
Federal data publishes the following gap measures for New York College of Health Professions.
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.