by our College Data Analytics TeamA large number of students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Niagara County Community College can feel overwhelming, but bear in mind that many students receive some sort of financial aid.
What financial aid options can Niagara County Community College offer, and what will you qualify for? Keep reading for more information. Keep reading to see what amount of financial assistance could be accessible to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Continue reading to find information to help you understand just how much assistance you can expect to receive from Niagara County Community College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. However, some types of aid are more desirable than others, and some students will receive more than others.
For incoming first-year students at Niagara County Community College, 79% of first-year full-time students received aid of some kind (about 595 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 74% | $6,951 |
| Institutional grants & scholarships | 19% | $1,373 |
| Federal Pell grants | 55% | $5,258 |
| State/local grants | 65% | $3,000 |
| Federal student loans | 28% | $4,986 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At Niagara County Community College, approximately 43% of undergraduates were awarded grant or scholarship aid averaging $6,470 (across roughly 1815 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 43% | $6,470 |
| Federal Pell grants | 33% | $4,862 |
| Federal student loans | 20% | $5,387 |
For on-campus title-IV students, average grant aid came to $7,032.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,686 |
| $30,001 – $75,000 | $7,355 |
| Over $75,000 | $12,075 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $6,876 |
| Off-campus title-IV students | $7,222 |
To get a personalized net price estimate, try Niagara County Community College’s official net price calculator: www.niagaracc.suny.edu/tuition/rates/.
A typical borrower at Niagara County Community College leaves with $7,070 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,070 |
| Median federal debt (graduates only) | $11,039 |
| Typical 10-year monthly payment (graduates) | $117.03/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The median alone does not show how widely outcomes vary across the student body. These percentiles trace how cumulative federal debt is spread among borrowers at Niagara County Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,000 |
| 25th percentile | $3,472 |
| 75th percentile | $11,743 |
| 90th percentile (highest-debt students) | $17,500 |
Median debt varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $6,500 |
| Middle income | $7,074 |
| High income | $7,835 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,000 |
| Continuing-generation students | $7,558 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,618 |
| Independent students | $9,500 |
The figure below distills the debt data into a single burden category for Niagara County Community College.
Stafford loans make up the bulk of federal direct lending to undergraduates. The totals below capture Stafford lending at Niagara County Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 16372 |
| Total Stafford loan amount | $152,480,296 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 0 |
| Total GI Bill amount | $0 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.