by our College Data Analytics TeamThis overview lays out the cost of attending Niagara University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Want a specific number? Skip ahead to any section using the links below:
The total published cost of attendance at Niagara University stands at about $50,174.00 per year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $39,345.00 |
| + Room, board & other expenses | $10,829.00 |
| Total cost | $50,174.00 |
| That is 53% above the national average net price. |
| Total cost | $50,174.00 |
| − Grants and scholarships | −$34,384.00 |
| Net price | $15,790.00 |
| That is 52% below the national average net price. |
| Total cost | $50,174.00 |
| − Grants and scholarships | −$42,068.00 |
| Net price | $8,106.00 |
| That is 75% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus room and board. |
Cost of attendance here has been rising at a recent average of 3.0% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $8,351.00 | $16,268.00 | $51,692.00 |
| Senior year | $9,132.00 | $17,789.00 | $56,527.00 |
| Total 4-year net price | $34,952.00 | $68,084.00 | $216,343.00 |
| 10-year loan interest @ 6.8% | $13,315.00 | $25,938.00 | $82,419.00 |
| Total monthly payment | $402.00 | $784.00 | $2,490.00 |
| Total amount paid | $48,267.00 | $94,022.00 | $298,762.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $8,351.00 | $16,268.00 | $51,692.00 |
| Senior year | $8,604.00 | $16,760.00 | $53,256.00 |
| Total 2-year net price | $16,955.00 | $33,028.00 | $104,948.00 |
| 10-year loan interest @ 6.8% | $6,459.00 | $12,582.00 | $39,981.00 |
| Total monthly payment | $195.00 | $380.00 | $1,208.00 |
| Total amount paid | $23,414.00 | $45,610.00 | $144,930.00 |
Read more in the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $17,248.00 |
| Average net price (off-campus) | $18,740.00 |
The real cost varies by income because need-based aid scales with financial need. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $10,441.00 |
| $30,000 to $48,000 | $12,613.00 |
| $48,001 to $75,000 | $17,100.00 |
| $75,001 to $110,000 | $21,369.00 |
| Over $110,000 | $23,715.00 |
Use Niagara University Net Price Calculator, or contact the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
Typical debt at graduation from Niagara University works out to $20,312.00, landing it in the Moderate ($20-30k) burden tier.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $11,199.00 |
| Median (50th) | $20,312.00 |
| 75th | $28,500.00 |
| 90th | $31,733.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Dig deeper into debt on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,000.00 |
| Middle income | $20,750.00 |
| High income | $21,500.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,500.00 |
| Continuing-generation students | $21,875.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt difference between Pell-eligible and non-Pell graduates of Niagara University is $-187.00.
The default-rate category at Niagara University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.6% |
For context on the loan portfolio, Stafford disbursements at Niagara University come to $297,192,918.00 covering 13,874 recipients.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 45 |
| Avg GI Bill amount | $18,549.00 |
| DoD Tuition Assistance recipients | 9 |
| Avg DoD Tuition Assistance | $3,421.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
The data above is a foundation; round it out by asking yourself about Niagara University, think through the questions below:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.