by our College Data Analytics TeamThis overview lays out the cost of attending Nichols College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
If you want to dig into a particular figure, jump to any section below:
The total published cost of attendance at Nichols College stands at about $55,871.00 for a single academic year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $42,705.00 |
| + Room, board & other expenses | $13,166.00 |
| Total cost | $55,871.00 |
| That is 70% above the national average net price. |
| Total cost | $55,871.00 |
| − Grants and scholarships | −$25,274.00 |
| Net price | $30,597.00 |
| That is 7% below the national average net price. |
| Total cost | $55,871.00 |
| − Grants and scholarships | −$36,256.00 |
| Net price | $19,615.00 |
| That is 40% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus living costs. |
Published costs have climbed year over year by roughly 4.6% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $20,521.00 | $32,010.00 | $58,451.00 |
| Senior year | $23,496.00 | $36,651.00 | $66,927.00 |
| Total 4-year net price | $87,945.00 | $137,183.00 | $250,500.00 |
| 10-year loan interest @ 6.8% | $33,504.00 | $52,262.00 | $95,431.00 |
| Total monthly payment | $1,012.00 | $1,579.00 | $2,883.00 |
| Total amount paid | $121,448.00 | $189,444.00 | $345,931.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $20,521.00 | $32,010.00 | $58,451.00 |
| Senior year | $21,468.00 | $33,488.00 | $61,149.00 |
| Total 2-year net price | $41,989.00 | $65,497.00 | $119,600.00 |
| 10-year loan interest @ 6.8% | $15,996.00 | $24,952.00 | $45,563.00 |
| Total monthly payment | $483.00 | $754.00 | $1,376.00 |
| Total amount paid | $57,985.00 | $90,450.00 | $165,163.00 |
Jump to the net-price detail in the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $33,036.00 |
| Average net price (off-campus) | $31,065.00 |
The real cost varies by income because need-based aid scales with financial need. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $27,176.00 |
| $30,000 to $48,000 | $27,084.00 |
| $48,001 to $75,000 | $28,420.00 |
| $75,001 to $110,000 | $31,323.00 |
| Over $110,000 | $34,586.00 |
Run your own numbers with the Nichols College Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
The median amount borrowed by graduates of Nichols College comes to $19,500.00, which federal data classifies as a Low ($10-20k) burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $6,056.00 |
| Median (50th) | $19,500.00 |
| 75th | $27,000.00 |
| 90th | $33,000.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,750.00 |
| Middle income | $19,500.00 |
| High income | $19,500.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,500.00 |
| Continuing-generation students | $18,500.00 |
First-generation graduates from Nichols College leave with $1,000.00 more median debt than continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The Pell-versus-non-Pell median debt difference at Nichols College works out to $1,691.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate classification at Nichols College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 9.0% |
For a sense of scale, Stafford disbursements at Nichols College come to $102,023,641.00 spread across 5,794 student borrowers.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 15 |
| Avg GI Bill amount | $16,901.00 |
| DoD Tuition Assistance recipients | 16 |
| Avg DoD Tuition Assistance | $2,124.00 |
Explore GI Bill and military aid in detail on the college veterans page.
Numbers only tell part of the story. As you weigh Nichols College, consider the following:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.