by our College Data Analytics TeamMany students will never be charged the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to Norfolk State University can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
What financing options does Norfolk State offer, and what will you qualify for? Keep scrolling for more information. Keep reading to learn how much school funding will be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Read on to get a sense of the financial assistance available at Norfolk State University.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For freshmen starting at Norfolk State University, 94% of first-year full-time students received aid of some kind roughly 1333 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 75% | $15,056 |
| Institutional grants & scholarships | 22% | $5,064 |
| Federal Pell grants | 73% | $6,026 |
| State/local grants | 73% | $7,523 |
| Federal student loans | 66% | $9,653 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Here, about 91% of the undergraduate population received grant aid that averaged $12,969 (for some 4994 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 91% | $12,969 |
| Federal Pell grants | 65% | $5,833 |
| Federal student loans | 64% | $6,394 |
For students living on campus and receiving title-IV aid, grants averaged $11,351.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $11,766 |
| $30,001 – $75,000 | $13,270 |
| Over $75,000 | $16,103 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $15,282 |
| Off-campus title-IV students | $12,973 |
For an estimate tailored to your family circumstances, see Norfolk State’s NPC: webapps.nsu.edu/financialaid/calculator.htm.
The median student at Norfolk State graduates with $17,277 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $17,277 |
| Median federal debt (graduates only) | $29,000 |
| Typical 10-year monthly payment (graduates) | $307.45/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The numbers below show the full range, not just the middle of the distribution. These percentiles trace how cumulative federal debt is spread among borrowers at Norfolk State.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $9,500 |
| 75th percentile | $34,500 |
| 90th percentile (highest-debt students) | $46,750 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $18,270 |
| Middle income | $16,000 |
| High income | $15,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $17,000 |
| Continuing-generation students | $18,750 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $16,000 |
| Independent students | $19,569 |
These indicators are derived from the underlying debt data and summarize the overall picture at Norfolk State.
Most undergraduate borrowing runs through the federal Stafford loan program. The aggregate figures below show how active the program is at Norfolk State:
| Metric | Value |
|---|---|
| Stafford loan recipients | 38619 |
| Total Stafford loan amount | $987,333,634 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 236 |
| Total GI Bill amount | $1,798,032 |
| Average GI Bill amount per recipient | $7,619 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 51 |
| Total DoD amount | $135,237 |
| Average DoD amount per recipient | $2,652 |
References
More about our data sources and methodologies.