by our College Data Analytics TeamA large number of students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to North Carolina A & T State University can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
What financial assistance options will NC A&T offer you, and what will you qualify for? Read on for more information. Keep reading to discover how much school funding could be available to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Use the information below to understand how much financial assistance you may get from North Carolina A & T State University.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Among first-time, full-time freshmen at North Carolina A & T State University, 94% of the incoming full-time class was awarded financial aid roughly 2555 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 82% | $10,203 |
| Institutional grants & scholarships | 68% | $5,359 |
| Federal Pell grants | 60% | $6,088 |
| State/local grants | 32% | $2,745 |
| Federal student loans | 59% | $5,673 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At NC A&T, roughly 74% of the undergraduate population received grant aid that averaged $10,685 (among about 9033 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 74% | $10,685 |
| Federal Pell grants | 52% | $5,773 |
| Federal student loans | 55% | $6,582 |
On-campus students receiving title-IV aid were awarded grants averaging $9,581.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $7,878 |
| $30,001 – $75,000 | $10,758 |
| Over $75,000 | $17,813 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $10,846 |
| Off-campus title-IV students | $10,980 |
To get a personalized net price estimate, try NC A&T’s official net price calculator: www.ncat.edu/admissions/financial-aid/netprice-calculator/index.php.
The median student at NC A&T graduates with $20,909 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $20,909 |
| Median federal debt (graduates only) | $27,000 |
| Typical 10-year monthly payment (graduates) | $286.24/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The four reference points below map the debt distribution at NC A&T.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,800 |
| 25th percentile | $8,800 |
| 75th percentile | $31,000 |
| 90th percentile (highest-debt students) | $40,723 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $21,500 |
| Middle income | $20,750 |
| High income | $20,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $20,930 |
| Continuing-generation students | $20,859 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $21,243 |
| Independent students | $18,375 |
A handful of calculated indicators summarize the debt outlook at NC A&T.
Stafford loans are the federal government’s primary direct undergraduate lending program. The totals below capture Stafford lending at NC A&T:
| Metric | Value |
|---|---|
| Stafford loan recipients | 55279 |
| Total Stafford loan amount | $1,278,479,087 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 281 |
| Total GI Bill amount | $1,647,061 |
| Average GI Bill amount per recipient | $5,861 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 35 |
| Total DoD amount | $69,958 |
| Average DoD amount per recipient | $1,999 |
References
More about our data sources and methodologies.