by our College Data Analytics TeamThis guide covers the real cost of attending North Carolina Central University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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Attendance costs at North Carolina Central University ranged from $25,618.00 and $38,654.00 based on in-state versus out-of-state status.
In-state residents qualified for the lower cost, with out-of-state students paying more: about $25,618.00 for in-state students versus $38,654.00 out of state.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $6,699.00 |
| + Room, board & other expenses | $18,919.00 |
| Total cost | $25,618.00 |
| That is 33% above the national average net price. |
| Total cost | $25,618.00 |
| − Grants and scholarships | −$11,197.00 |
| Net price | $14,421.00 |
| That is 25% below the national average net price. |
| Total cost | $25,618.00 |
| − Grants and scholarships | −$13,524.00 |
| Net price | $12,094.00 |
| That is 37% below the national average net price. |
| Tuition and fees | $19,735.00 |
| + Room, board & other expenses | $18,919.00 |
| Total cost | $38,654.00 |
| That is 101% above the national average net price. |
| Total cost | $38,654.00 |
| − Grants and scholarships | −$11,197.00 |
| Net price | $27,457.00 |
| That is 43% above the national average net price. |
| Total cost | $38,654.00 |
| − Grants and scholarships | −$13,524.00 |
| Net price | $25,130.00 |
| That is 31% above the national average net price. | |
| Go deeper on the components with the tuition & fees page plus room and board. |
The reported cost series has been increasing by around 0.7% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $12,174.00 | $14,516.00 | $25,787.00 |
| Senior year | $12,416.00 | $14,805.00 | $26,301.00 |
| Total 4-year net price | $49,179.00 | $58,642.00 | $104,173.00 |
| 10-year loan interest @ 6.8% | $18,735.00 | $22,340.00 | $39,686.00 |
| Total monthly payment | $566.00 | $675.00 | $1,199.00 |
| Total amount paid | $67,915.00 | $80,982.00 | $143,860.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $12,174.00 | $14,516.00 | $25,787.00 |
| Senior year | $12,254.00 | $14,612.00 | $25,957.00 |
| Total 2-year net price | $24,428.00 | $29,128.00 | $51,744.00 |
| 10-year loan interest @ 6.8% | $9,306.00 | $11,097.00 | $19,713.00 |
| Total monthly payment | $281.00 | $335.00 | $595.00 |
| Total amount paid | $33,734.00 | $40,225.00 | $71,457.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $25,296.00 | $27,638.00 | $38,909.00 |
| Senior year | $25,800.00 | $28,189.00 | $39,684.00 |
| Total 4-year net price | $102,189.00 | $111,651.00 | $157,183.00 |
| 10-year loan interest @ 6.8% | $38,930.00 | $42,535.00 | $59,881.00 |
| Total monthly payment | $1,176.00 | $1,285.00 | $1,809.00 |
| Total amount paid | $141,119.00 | $154,187.00 | $217,064.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $25,296.00 | $27,638.00 | $38,909.00 |
| Senior year | $25,463.00 | $27,820.00 | $39,166.00 |
| Total 2-year net price | $50,758.00 | $55,459.00 | $78,075.00 |
| 10-year loan interest @ 6.8% | $19,337.00 | $21,128.00 | $29,744.00 |
| Total monthly payment | $584.00 | $638.00 | $898.00 |
| Total amount paid | $70,096.00 | $76,586.00 | $107,818.00 |
Jump to the net-price detail in the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $15,359.00 |
| Average net price (off-campus) | $15,028.00 |
The real cost varies by income because need-based aid scales with financial need. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,136.00 |
| $30,000 to $48,000 | $14,482.00 |
| $48,001 to $75,000 | $17,688.00 |
| $75,001 to $110,000 | $21,713.00 |
| Over $110,000 | $23,621.00 |
Use North Carolina Central University Net Price Calculator, or visit the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
Typical debt at graduation from North Carolina Central University amounts to $22,000.00, which federal data classifies as a Moderate ($20-30k) burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,383.00 |
| 25th | $10,250.00 |
| Median (50th) | $22,000.00 |
| 75th | $35,500.00 |
| 90th | $44,848.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
For the full borrowing and repayment picture, see the student loan debt detail.
Debt at graduation is far from uniform across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $23,250.00 |
| Middle income | $21,431.00 |
| High income | $18,500.00 |
Borrowers from lower-income families leave school with $4,750.00 in extra median debt compared with high-income peers.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $22,250.00 |
| Continuing-generation students | $21,000.00 |
First-generation graduates from North Carolina Central University leave with $1,250.00 more median debt than continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell-versus-non-Pell median debt difference at North Carolina Central University amounts to $6,500.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for North Carolina Central University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 14.3% |
For context on the loan portfolio, Stafford disbursements at North Carolina Central University amount to $1,467,191,317.00 distributed across 43,569 disbursements.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 297 |
| Avg GI Bill amount | $2,741.00 |
| DoD Tuition Assistance recipients | 26 |
| Avg DoD Tuition Assistance | $1,970.00 |
Read more about military and veteran aid on the veterans benefits detail.
Use the figures above as a launch point, then think through North Carolina Central University, the questions below are worth your time:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.