by our College Data Analytics TeamHere’s the full picture on paying for North Central College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
If you want to dig into a particular figure, jump to any section below:
What it costs to attend North Central College stands at about $54,803.00 per academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $45,726.00 |
| + Room, board & other expenses | $9,077.00 |
| Total cost | $54,803.00 |
| That is 67% above the national average net price. |
| Total cost | $54,803.00 |
| − Grants and scholarships | −$36,175.00 |
| Net price | $18,628.00 |
| That is 43% below the national average net price. |
| Total cost | $54,803.00 |
| − Grants and scholarships | −$44,712.00 |
| Net price | $10,091.00 |
| That is 69% below the national average net price. | |
| Explore each piece on tuition and fees and living costs. |
The reported cost series has been increasing at about 2.7% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $10,364.00 | $19,132.00 | $56,287.00 |
| Senior year | $11,229.00 | $20,729.00 | $60,983.00 |
| Total 4-year net price | $43,171.00 | $79,694.00 | $234,456.00 |
| 10-year loan interest @ 6.8% | $16,447.00 | $30,360.00 | $89,319.00 |
| Total monthly payment | $497.00 | $917.00 | $2,698.00 |
| Total amount paid | $59,618.00 | $110,054.00 | $323,776.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $10,364.00 | $19,132.00 | $56,287.00 |
| Senior year | $10,645.00 | $19,650.00 | $57,811.00 |
| Total 2-year net price | $21,009.00 | $38,783.00 | $114,097.00 |
| 10-year loan interest @ 6.8% | $8,004.00 | $14,775.00 | $43,467.00 |
| Total monthly payment | $242.00 | $446.00 | $1,313.00 |
| Total amount paid | $29,013.00 | $53,557.00 | $157,564.00 |
Read more in the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $21,044.00 |
| Average net price (off-campus) | $23,033.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,752.00 |
| $30,000 to $48,000 | $16,536.00 |
| $48,001 to $75,000 | $18,725.00 |
| $75,001 to $110,000 | $23,967.00 |
| Over $110,000 | $27,279.00 |
Run your own numbers with the North Central College Net Price Calculator, or check with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The median amount borrowed by graduates of North Central College works out to $18,750.00, which federal data classifies as a Low ($10-20k) debt-burden bucket.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,334.00 |
| 25th | $9,500.00 |
| Median (50th) | $18,750.00 |
| 75th | $27,000.00 |
| 90th | $31,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt page.
Family income tracks closely with debt at graduation. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $20,000.00 |
| Middle income | $19,000.00 |
| High income | $17,625.00 |
Borrowers from lower-income families leave school with $2,375.00 in extra median debt compared with high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,500.00 |
| Continuing-generation students | $15,250.00 |
First-gen students at North Central College carry $4,250.00 in extra median debt compared with continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell-versus-non-Pell median debt difference at North Central College comes to $5,833.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate classification at North Central College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.0% |
For context on the loan portfolio, Stafford disbursements at North Central College total $177,556,445.00 over 10,211 student borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 14 |
| Avg GI Bill amount | $34,313.00 |
Dig into veteran education benefits on the college veterans page.
The figures above are a starting point — as you weigh North Central College, keep these questions in mind:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.