by our College Data Analytics TeamA lot of students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at North Central State College can feel tremendous, but do not forget that almost all students receive some sort of financial help.
What financial assistance options will North Central State College offer you, and what will you qualify for? Read on for more information. Read on to learn just how much financial aid will be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Continue reading to find information to help you understand just how much assistance you can expect to receive from North Central State College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For freshmen starting at North Central State College, 90% of entering full-time freshmen got some type of financial assistance some 172 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 80% | $5,642 |
| Institutional grants & scholarships | 34% | $3,572 |
| Federal Pell grants | 52% | $5,091 |
| State/local grants | 29% | $1,910 |
| Federal student loans | 27% | $4,540 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At North Central State College, around 35% of undergraduate students received gift aid averaging $4,356 (for some 862 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 35% | $4,356 |
| Federal Pell grants | 22% | $3,869 |
| Federal student loans | 15% | $5,350 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $5,431.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $3,196 |
| $30,001 – $75,000 | $4,304 |
| Over $75,000 | $7,378 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $4,687 |
| Off-campus title-IV students | $4,304 |
For a customized cost estimate, visit North Central State College’s net price calculator: ncstatecollege.edu/admissions-and-aid/financial-aid/net-price-calculator/.
Graduating students at North Central State College carry a median federal student debt of $4,500 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $4,500 |
| Median federal debt (graduates only) | $8,252 |
| Typical 10-year monthly payment (graduates) | $87.48/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Looking only at the median can be misleading because it hides the spread. The percentiles below describe the cumulative federal debt distribution for borrowers at North Central State College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,083 |
| 25th percentile | $1,834 |
| 75th percentile | $9,000 |
| 90th percentile (highest-debt students) | $13,997 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $4,118 |
| Middle income | $4,413 |
| High income | $5,125 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $4,375 |
| Continuing-generation students | $5,149 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,333 |
| Independent students | $4,500 |
These indicators are derived from the underlying debt data and summarize the overall picture at North Central State College.
The Stafford loan program is the largest source of federal direct loans to undergraduates. These figures summarize annual Stafford program activity at North Central State College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 8627 |
| Total Stafford loan amount | $69,147,511 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 24 |
| Total GI Bill amount | $88,673 |
| Average GI Bill amount per recipient | $3,695 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.