This overview lays out the cost of attending North Idaho College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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Cost of attendance at North Idaho College came in between $16,699.00 through $20,475.00 across residency tiers.
Where you live mattered — in-state students paid less than out-of-state students: near $16,699.00 in-state, rising to $20,475.00 for non-residents.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $4,960.00 |
| + Room, board & other expenses | $11,739.00 |
| Total cost | $16,699.00 |
| That is 13% below the national average net price. |
| Total cost | $16,699.00 |
| − Grants and scholarships | −$7,758.00 |
| Net price | $8,941.00 |
| That is 54% below the national average net price. |
| Total cost | $16,699.00 |
| − Grants and scholarships | −$10,558.00 |
| Net price | $6,141.00 |
| That is 68% below the national average net price. |
| Tuition and fees | $8,736.00 |
| + Room, board & other expenses | $11,739.00 |
| Total cost | $20,475.00 |
| That is 6% above the national average net price. |
| Total cost | $20,475.00 |
| − Grants and scholarships | −$7,758.00 |
| Net price | $12,717.00 |
| That is 34% below the national average net price. |
| Total cost | $20,475.00 |
| − Grants and scholarships | −$10,558.00 |
| Net price | $9,917.00 |
| That is 48% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and living costs. |
The tables below project a full degree at the current published cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $6,141.00 | $8,941.00 | $16,699.00 |
| Senior year | $6,141.00 | $8,941.00 | $16,699.00 |
| Total 4-year net price | $24,564.00 | $35,764.00 | $66,796.00 |
| 10-year loan interest @ 6.8% | $9,358.00 | $13,625.00 | $25,447.00 |
| Total monthly payment | $283.00 | $412.00 | $769.00 |
| Total amount paid | $33,922.00 | $49,389.00 | $92,243.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $6,141.00 | $8,941.00 | $16,699.00 |
| Senior year | $6,141.00 | $8,941.00 | $16,699.00 |
| Total 2-year net price | $12,282.00 | $17,882.00 | $33,398.00 |
| 10-year loan interest @ 6.8% | $4,679.00 | $6,812.00 | $12,723.00 |
| Total monthly payment | $141.00 | $206.00 | $384.00 |
| Total amount paid | $16,961.00 | $24,694.00 | $46,121.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $9,917.00 | $12,717.00 | $20,475.00 |
| Senior year | $9,917.00 | $12,717.00 | $20,475.00 |
| Total 4-year net price | $39,668.00 | $50,868.00 | $81,900.00 |
| 10-year loan interest @ 6.8% | $15,112.00 | $19,379.00 | $31,201.00 |
| Total monthly payment | $457.00 | $585.00 | $943.00 |
| Total amount paid | $54,780.00 | $70,247.00 | $113,101.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $9,917.00 | $12,717.00 | $20,475.00 |
| Senior year | $9,917.00 | $12,717.00 | $20,475.00 |
| Total 2-year net price | $19,834.00 | $25,434.00 | $40,950.00 |
| 10-year loan interest @ 6.8% | $7,556.00 | $9,689.00 | $15,600.00 |
| Total monthly payment | $228.00 | $293.00 | $471.00 |
| Total amount paid | $27,390.00 | $35,123.00 | $56,550.00 |
| For the complete net-price picture, see the net-price section. |
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $10,575.00 |
| Average net price (off-campus) | $11,481.00 |
The real cost varies by income because need-based aid scales with financial need. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $10,000.00 |
| $30,000 to $48,000 | $9,393.00 |
| $48,001 to $75,000 | $12,227.00 |
| $75,001 to $110,000 | $14,407.00 |
| Over $110,000 | $15,521.00 |
Run your own numbers with the North Idaho College Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The median graduating debt at North Idaho College amounts to $5,500.00, categorized as a Very Low (<$10k) debt-load classification.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $2,905.00 |
| Median (50th) | $5,500.00 |
| 75th | $11,250.00 |
| 90th | $21,000.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $5,903.00 |
| Middle income | $5,119.00 |
| High income | $5,288.00 |
On average, low-income graduates leave with $615.00 more than graduates from high-income families.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,500.00 |
| Continuing-generation students | $5,333.00 |
First-generation borrowers from North Idaho College hold $167.00 more than continuing-generation graduates.
Pell Grants are the largest source of federal need-based aid for undergrads. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt gap between Pell and non-Pell graduates of North Idaho College is $1,234.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate tier for North Idaho College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 17.8% |
For a sense of scale, Stafford disbursements at North Idaho College amount to $168,986,460.00 spread across 15,352 disbursements.
Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 118 |
| Avg GI Bill amount | $2,444.00 |
| DoD Tuition Assistance recipients | 2 |
| Avg DoD Tuition Assistance | $1,512.00 |
Read more about military and veteran aid on the college veterans page.
Numbers only tell part of the story. As you weigh North Idaho College, the questions below are worth your time:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.