by our College Data Analytics TeamA large number of students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at North Shore Community College can feel tremendous, but do not forget that almost all students receive some sort of financial help.
Just what financial aid solutions can North Shore Community College provide, and just what are you going to be eligible for? Keep reading for answers. Read on to discover how much school funding could be available to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Use the information below to understand how much financial assistance you may get from North Shore Community College.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
At North Shore Community College, 73% of entering full-time freshmen got some type of financial assistance (about 324 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 68% | $6,402 |
| Institutional grants & scholarships | 29% | $830 |
| Federal Pell grants | 51% | $5,495 |
| State/local grants | 57% | $2,161 |
| Federal student loans | 13% | $3,871 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At North Shore Community College, about 45% of undergraduates were awarded an average grant or scholarship of $4,933 (covering around 2170 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 45% | $4,933 |
| Federal Pell grants | 32% | $4,165 |
| Federal student loans | 10% | $4,536 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $6,896.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $6,139 |
| $30,001 – $75,000 | $6,670 |
| Over $75,000 | $12,137 |
Remember these are net prices — what families pay after gift aid, not before.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $9,000 |
| Off-campus title-IV students | $7,321 |
For a personalized estimate based on your family’s financial situation, use North Shore Community College’s net price tool: www.northshore.edu/paying/cost/netprice/calculator/.
Graduating students at North Shore Community College carry a median federal student debt of $5,500 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,500 |
| Median federal debt (graduates only) | $9,000 |
| Typical 10-year monthly payment (graduates) | $95.41/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
The median alone does not show how widely outcomes vary across the student body. The figures below chart the debt distribution at North Shore Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,250 |
| 75th percentile | $11,000 |
| 90th percentile (highest-debt students) | $17,559 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $4,750 |
| Middle income | $5,500 |
| High income | $5,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,500 |
| Continuing-generation students | $5,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,408 |
| Independent students | $6,330 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. North Shore Community College.
Stafford loans make up the bulk of federal direct lending to undergraduates. These figures summarize annual Stafford program activity at North Shore Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 10146 |
| Total Stafford loan amount | $81,962,509 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 78 |
| Total GI Bill amount | $310,767 |
| Average GI Bill amount per recipient | $3,984 |
References
More about our data sources and methodologies.