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Can You Really Afford Northeast Alabama Community College?

Here is what you can expect to pay at Northeast Alabama Community College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.

$10,620.00 Cost of Attendance
$2,756.00 Avg Net Price
$4,400.00 Median Grad Debt

Use the section links below to navigate this overview:

What Does It Cost to Attend Northeast Alabama Community College?

The total cost of attendance at Northeast Alabama Community College fell between $10,620.00 and up to $14,490.00 depending on whether you qualify for in-state rates.

Where you live mattered — in-state students paid less than out-of-state students: around $10,620.00 in-state versus $14,490.00 out-of-state.

Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.

What It Costs Residents (no aid)

Tuition and fees $5,040.00
+ Room, board & other expenses $5,580.00
Total cost $10,620.00
That is 45% below the national average net price.

After-Aid Net Price for Residents (with average aid)

Total cost $10,620.00
− Grants and scholarships −$8,864.00
Net price $1,756.00
That is 91% below the national average net price.

Low-Income Net Price for Residents

Total cost $10,620.00
− Grants and scholarships −$10,169.00
Net price $451.00
That is 98% below the national average net price.

The Full Cost for Non-Residents (no aid)

Tuition and fees $8,910.00
+ Room, board & other expenses $5,580.00
Total cost $14,490.00
That is 25% below the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost $14,490.00
− Grants and scholarships −$8,864.00
Net price $5,626.00
That is 71% below the national average net price.

Average Net Price for Low-Income Non-Residents

Total cost $14,490.00
− Grants and scholarships −$10,169.00
Net price $4,321.00
That is 78% below the national average net price.
For the full breakdown, see the tuition & fees page and living costs.

Projected Degree Cost at Northeast Alabama Community College

Published costs have climbed year over year by roughly 1.4% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.4% 1.4% 1.4%
Freshman year $457.00 $1,780.00 $10,767.00
Senior year $476.00 $1,855.00 $11,220.00
Total 4-year net price $1,867.00 $7,270.00 $43,971.00
10-year loan interest @ 6.8% $711.00 $2,770.00 $16,751.00
Total monthly payment $21.00 $84.00 $506.00
Total amount paid $2,579.00 $10,040.00 $60,722.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.4% 1.4% 1.4%
Freshman year $457.00 $1,780.00 $10,767.00
Senior year $464.00 $1,805.00 $10,916.00
Total 2-year net price $921.00 $3,585.00 $21,683.00
10-year loan interest @ 6.8% $351.00 $1,366.00 $8,260.00
Total monthly payment $11.00 $41.00 $250.00
Total amount paid $1,272.00 $4,951.00 $29,944.00

Out-of-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.4% 1.4% 1.4%
Freshman year $4,381.00 $5,704.00 $14,691.00
Senior year $4,565.00 $5,944.00 $15,309.00
Total 4-year net price $17,890.00 $23,294.00 $59,994.00
10-year loan interest @ 6.8% $6,816.00 $8,874.00 $22,855.00
Total monthly payment $206.00 $268.00 $690.00
Total amount paid $24,706.00 $32,168.00 $82,849.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.4% 1.4% 1.4%
Freshman year $4,381.00 $5,704.00 $14,691.00
Senior year $4,441.00 $5,783.00 $14,894.00
Total 2-year net price $8,822.00 $11,487.00 $29,585.00
10-year loan interest @ 6.8% $3,361.00 $4,376.00 $11,271.00
Total monthly payment $102.00 $132.00 $340.00
Total amount paid $12,183.00 $15,863.00 $40,855.00

Jump to the net-price detail in the net-price section.

Net Price — What Students Actually Pay at Northeast Alabama Community College

Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $2,756.00
Average net price (off-campus) $1,612.00

Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:

Family income Average net price
Under $30,000 $260.00
$30,000 to $48,000 $1,258.00
$48,001 to $75,000 $3,441.00
$75,001 to $110,000 $8,201.00
Over $110,000 $9,684.00

Run your own numbers with the [Northeast Alabama Community College Net Price Calculator](https://www.nacc.edu/Content/Uploads/NACC/files/Financial Aid/net-price-calc/npcalc.html), or get in touch with the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid page.

How Much Do Students Borrow at Northeast Alabama Community College

Median graduate debt at Northeast Alabama Community College stands at $4,400.00, placing the school in the Very Low (<$10k) burden category.

The percentile breakdown reveals the full debt landscape:

Percentile Debt at graduation
10th $1,100.00
25th $1,750.00
Median (50th) $4,400.00
75th $5,750.00
90th $9,200.00

The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.

Dig deeper into debt on the student-loan-debt breakdown.

How Income Shapes Debt at Northeast Alabama Community College

Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:

Family income Median debt at graduation
Low income $3,500.00
Middle income $3,500.00
High income $5,850.00

Debt by First-Generation Status at Northeast Alabama Community College

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $3,913.00
Continuing-generation students $4,710.00

How Pell Eligibility Shapes Debt at Northeast Alabama Community College

The Pell Grant is the largest federal grant for undergraduates from low-income families. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.

The median debt difference between Pell-eligible and non-Pell graduates of Northeast Alabama Community College comes to $-2,000.00.

How Borrowers Repay Loans After Northeast Alabama Community College

The default-rate classification at Northeast Alabama Community College is Low (<5%).

Window Cohort default rate
2-year 17.1%

To give some context for these rates, Stafford loans disbursed at Northeast Alabama Community College total $17,987,883.00 covering 3,220 borrowers.

Veterans Aid at Northeast Alabama Community College

Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.

GI Bill recipients 32
Avg GI Bill amount $2,788.00

Explore GI Bill and military aid in detail on the veterans benefits detail.

Further Questions to Ask

Use the figures above as a launch point, then think through Northeast Alabama Community College, think through the questions below:

Explore Further on Northeast Alabama Community College

Explore the related pages below for a deeper look at the cost picture:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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