by our College Data Analytics TeamThe majority of students will not be asked to pay the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Northeast Texas Community College can sound overwhelming, but bear in mind that many students get some type of financial aid.
What financing options does NTCC offer you, and what will you qualify for? Keep scrolling for more information. Keep reading to learn how much school funding will be available to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Read on to get a sense of the financial assistance available at Northeast Texas Community College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Looking at the entering class at Northeast Texas Community College, 95% of the incoming full-time class was awarded financial aid approximately 329 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 82% | $7,619 |
| Institutional grants & scholarships | 21% | $4,750 |
| Federal Pell grants | 66% | $6,770 |
| State/local grants | 26% | $2,533 |
| Federal student loans | 15% | $7,028 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At NTCC, about 52% of undergraduates were awarded an average grant or scholarship of $4,916 (across approximately 1607 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 52% | $4,916 |
| Federal Pell grants | 40% | $4,654 |
| Federal student loans | 11% | $7,201 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $6,858.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $7,981 |
| $30,001 – $75,000 | $9,058 |
| Over $75,000 | $11,154 |
Each figure is the net price after grants and scholarships, not the published sticker price.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $6,706 |
| Off-campus title-IV students | $8,590 |
For a customized cost estimate, visit NTCC’s online cost calculator: apps.highered.texas.gov/net-price-calculator/.
The median student at NTCC graduates with $9,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $9,500 |
| Median federal debt (graduates only) | $10,946 |
| Typical 10-year monthly payment (graduates) | $116.05/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The median alone does not show how widely outcomes vary across the student body. Use the percentiles below to see the debt range at NTCC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,750 |
| 75th percentile | $14,079 |
| 90th percentile (highest-debt students) | $23,426 |
Median debt varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $9,500 |
| High income | $6,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $8,625 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $10,500 |
A handful of calculated indicators summarize the debt outlook at NTCC.
Stafford loans make up the bulk of federal direct lending to undergraduates. The annual Stafford volume below reflects program activity at NTCC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 3879 |
| Total Stafford loan amount | $44,213,789 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 33 |
| Total GI Bill amount | $79,455 |
| Average GI Bill amount per recipient | $2,408 |
References
More about our data sources and methodologies.