by our College Data Analytics TeamHere is what you can expect to pay at Northern Essex Community College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Use the section links below to navigate this overview:
Published attendance costs at Northern Essex Community College ranged from $11,921.00 and up to $17,705.00 depending on residency and living arrangement.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: around $11,921.00 in-state compared with $17,705.00 out-of-state.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $6,732.00 |
| + Room, board & other expenses | $5,189.00 |
| Total cost | $11,921.00 |
| That is 38% below the national average net price. |
| Total cost | $11,921.00 |
| − Grants and scholarships | −$7,155.00 |
| Net price | $4,766.00 |
| That is 75% below the national average net price. |
| Total cost | $11,921.00 |
| − Grants and scholarships | −$7,945.00 |
| Net price | $3,976.00 |
| That is 79% below the national average net price. |
| Tuition and fees | $12,516.00 |
| + Room, board & other expenses | $5,189.00 |
| Total cost | $17,705.00 |
| That is 8% below the national average net price. |
| Total cost | $17,705.00 |
| − Grants and scholarships | −$7,155.00 |
| Net price | $10,550.00 |
| That is 45% below the national average net price. |
| Total cost | $17,705.00 |
| − Grants and scholarships | −$7,945.00 |
| Net price | $9,760.00 |
| That is 49% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and living costs. |
Published costs have climbed year over year at a recent average of 3.5% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $4,113.00 | $4,931.00 | $12,333.00 |
| Senior year | $4,555.00 | $5,460.00 | $13,657.00 |
| Total 4-year net price | $17,327.00 | $20,770.00 | $51,950.00 |
| 10-year loan interest @ 6.8% | $6,601.00 | $7,912.00 | $19,791.00 |
| Total monthly payment | $199.00 | $239.00 | $598.00 |
| Total amount paid | $23,928.00 | $28,682.00 | $71,741.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $4,113.00 | $4,931.00 | $12,333.00 |
| Senior year | $4,256.00 | $5,101.00 | $12,760.00 |
| Total 2-year net price | $8,369.00 | $10,032.00 | $25,093.00 |
| 10-year loan interest @ 6.8% | $3,188.00 | $3,822.00 | $9,559.00 |
| Total monthly payment | $96.00 | $115.00 | $289.00 |
| Total amount paid | $11,557.00 | $13,854.00 | $34,652.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $10,097.00 | $10,915.00 | $18,317.00 |
| Senior year | $11,181.00 | $12,086.00 | $20,283.00 |
| Total 4-year net price | $42,533.00 | $45,976.00 | $77,156.00 |
| 10-year loan interest @ 6.8% | $16,204.00 | $17,515.00 | $29,394.00 |
| Total monthly payment | $489.00 | $529.00 | $888.00 |
| Total amount paid | $58,736.00 | $63,491.00 | $106,550.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $10,097.00 | $10,915.00 | $18,317.00 |
| Senior year | $10,447.00 | $11,292.00 | $18,950.00 |
| Total 2-year net price | $20,544.00 | $22,207.00 | $37,267.00 |
| 10-year loan interest @ 6.8% | $7,826.00 | $8,460.00 | $14,198.00 |
| Total monthly payment | $236.00 | $256.00 | $429.00 |
| Total amount paid | $28,370.00 | $30,667.00 | $51,465.00 |
Read more in the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $6,046.00 |
| Average net price (off-campus) | $3,971.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $1,405.00 |
| $30,000 to $48,000 | $3,060.00 |
| $48,001 to $75,000 | $4,619.00 |
| $75,001 to $110,000 | $9,455.00 |
| Over $110,000 | $11,376.00 |
Use Northern Essex Community College Net Price Calculator, or reach out to the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
The typical debt load for borrowers leaving Northern Essex Community College works out to $5,661.00, landing it in the Very Low (<$10k) burden tier.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,550.00 |
| 25th | $2,700.00 |
| Median (50th) | $5,661.00 |
| 75th | $10,500.00 |
| 90th | $18,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $6,040.00 |
| Middle income | $5,500.00 |
| High income | $5,500.00 |
Borrowers from lower-income families leave school with $540.00 more than graduates from high-income families.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,750.00 |
| Continuing-generation students | $5,500.00 |
First-generation borrowers from Northern Essex Community College hold $250.00 more than continuing-generation graduates.
The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt difference between Pell-eligible and non-Pell graduates of Northern Essex Community College amounts to $500.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate tier for Northern Essex Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 13.9% |
For context on the loan portfolio, Stafford disbursements at Northern Essex Community College total $89,894,014.00 spread across 9,300 student borrowers.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 35 |
| Avg GI Bill amount | $5,018.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
Use the figures above as a launch point, then think through Northern Essex Community College, consider the following:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.