by our College Data Analytics TeamMany students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Northern Maine Community College can sound tremendous, but do not forget that almost all students get some type of financial help.
What financial aid options can Northern Maine Community College offer, and what will you qualify for? Keep reading for more information. Scroll down to discover just how much financial aid could be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. The information provided on this page can help you determine how much aid you may receive from Northern Maine Community College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Looking at the entering class at Northern Maine Community College, 95% of first-year full-time students received aid of some kind roughly 138 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 95% | $7,495 |
| Institutional grants & scholarships | 51% | $1,912 |
| Federal Pell grants | 66% | $5,381 |
| State/local grants | 94% | $2,650 |
| Federal student loans | 14% | $4,920 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At Northern Maine Community College, around 98% of undergraduates were awarded grant or scholarship aid averaging $5,419 (across approximately 753 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 98% | $5,419 |
| Federal Pell grants | 56% | $4,477 |
| Federal student loans | 12% | $5,477 |
Title-IV recipients living on campus saw average grant aid of $8,737.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $6,857 |
| $30,001 – $75,000 | $9,284 |
| Over $75,000 | $15,581 |
Remember these are net prices — what families pay after gift aid, not before.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $7,181 |
| Off-campus title-IV students | $8,416 |
To project your own net price, use Northern Maine Community College’s online cost calculator: www2.nmcc.edu/npc/.
The median federal debt load at Northern Maine Community College comes to $8,225 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,225 |
| Median federal debt (graduates only) | $10,825 |
| Typical 10-year monthly payment (graduates) | $114.76/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at Northern Maine Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,572 |
| 25th percentile | $3,975 |
| 75th percentile | $13,562 |
| 90th percentile (highest-debt students) | $20,000 |
Median debt varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,486 |
| Middle income | $6,569 |
| High income | $5,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,250 |
| Continuing-generation students | $8,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
A handful of calculated indicators summarize the debt outlook at Northern Maine Community College.
Stafford loans make up the bulk of federal direct lending to undergraduates. The aggregate figures below show how active the program is at Northern Maine Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 3253 |
| Total Stafford loan amount | $35,175,606 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 9 |
| Total GI Bill amount | $24,350 |
| Average GI Bill amount per recipient | $2,706 |
References
More about our data sources and methodologies.