by our College Data Analytics TeamMost students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Northland College can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
Just what financial aid solutions can Northland deliver, and just what are you going to be eligible for? Keep reading for answers. Read on to see just how much financial aid could be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The figures below will help you estimate the aid you might receive from Northland College.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. However, some types of aid are more desirable than others, and some students will receive more than others.
Looking at the entering class at Northland College, 100% of the incoming full-time class was awarded financial aid some 103 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $33,572 |
| Institutional grants & scholarships | 100% | $30,026 |
| Federal Pell grants | 38% | $5,725 |
| State/local grants | 24% | $4,266 |
| Federal student loans | 57% | $5,449 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At this school, around 94% of undergraduate students received gift aid averaging $31,289 (covering around 456 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 94% | $31,289 |
| Federal Pell grants | 32% | $5,241 |
| Federal student loans | 60% | $6,567 |
Title-IV recipients living on campus saw average grant aid of $20,770.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $17,829 |
| $30,001 – $75,000 | $19,652 |
| Over $75,000 | $24,255 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $36,119 |
| Off-campus title-IV students | $20,780 |
To get a personalized net price estimate, try Northland’s NPC: applynow.northland.edu/register/NPC.
The median student at Northland graduates with $15,500 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $15,500 |
| Median federal debt (graduates only) | $25,450 |
| Typical 10-year monthly payment (graduates) | $269.81/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at Northland.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $6,800 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $32,000 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $15,000 |
| Middle income | $14,000 |
| High income | $18,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,250 |
| Continuing-generation students | $17,007 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $15,000 |
| Independent students | $21,221 |
The figure below distills the debt data into a single burden category for Northland.
Stafford loans are the federal government’s primary direct undergraduate lending program. Below is the annual Stafford program activity at Northland:
| Metric | Value |
|---|---|
| Stafford loan recipients | 3114 |
| Total Stafford loan amount | $47,363,530 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 5 |
| Total GI Bill amount | $56,663 |
| Average GI Bill amount per recipient | $11,333 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.