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Can You Really Afford Northpoint Bible College?

Here’s the full picture on paying for Northpoint Bible College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.

$34,411.00 Cost of Attendance
$23,635.00 Avg Net Price
$16,657.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

How Much Does It Cost to Attend Northpoint Bible College?

The total published cost of attendance at Northpoint Bible College comes to about $34,411.00 per year.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

Cost for Students (no aid)

Tuition and fees $14,160.00
+ Room, board & other expenses $20,251.00
Total cost $34,411.00
That is 5% above the national average net price.

Net Price for Students (with average aid)

Total cost $34,411.00
− Grants and scholarships −$6,267.00
Net price $28,144.00
That is 14% below the national average net price.

Low-Income Net Price for Undergraduates

Total cost $34,411.00
− Grants and scholarships −$6,579.00
Net price $27,832.00
That is 15% below the national average net price.
Explore each piece on tuition and fees plus room and board.

Estimating the Total Cost of a Degree at Northpoint Bible College

Published costs have climbed year over year by around 1.2% a year, so a full degree will cost more than a single year — the tables below carry that forward. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.2% 1.2% 1.2%
Freshman year $28,165.00 $28,480.00 $34,822.00
Senior year $29,186.00 $29,513.00 $36,085.00
Total 4-year net price $114,693.00 $115,979.00 $141,805.00
10-year loan interest @ 6.8% $43,694.00 $44,184.00 $54,023.00
Total monthly payment $1,320.00 $1,335.00 $1,632.00
Total amount paid $158,387.00 $160,163.00 $195,828.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.2% 1.2% 1.2%
Freshman year $28,165.00 $28,480.00 $34,822.00
Senior year $28,501.00 $28,821.00 $35,238.00
Total 2-year net price $56,666.00 $57,301.00 $70,060.00
10-year loan interest @ 6.8% $21,588.00 $21,830.00 $26,690.00
Total monthly payment $652.00 $659.00 $806.00
Total amount paid $78,253.00 $79,130.00 $96,751.00

Jump to the net-price detail in the net-price section.

Net Price — What Students Actually Pay at Northpoint Bible College

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.

Average net price (on-campus) $23,635.00
Average net price (off-campus) $27,662.00

Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:

Family income Average net price
Under $30,000 $26,358.00
$30,000 to $48,000 $27,698.00
$48,001 to $75,000 $29,152.00
$75,001 to $110,000 $29,636.00
Over $110,000 $25,559.00

For a personalized estimate, try the Northpoint Bible College Net Price Calculator, or reach out to the financial aid office.

Dig into how aid is awarded on the grants & scholarships detail.

Student Debt at Northpoint Bible College

The median amount borrowed by graduates of Northpoint Bible College amounts to $16,657.00, which federal data classifies as a Low ($10-20k) debt-burden category.

The percentile breakdown reveals the full debt landscape:

Percentile Debt at graduation
10th $3,500.00
25th $5,500.00
Median (50th) $16,657.00
75th $26,995.00
90th $38,750.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

Dig deeper into debt on the student loan debt detail.

How Debt Varies by Income at Northpoint Bible College

Family income tracks closely with debt at graduation. Below, debt is broken out by low, middle, and high family income:

Family income Median debt at graduation
Low income $17,875.00
Middle income $16,563.00
High income $16,250.00

On average, low-income graduates leave with $1,625.00 more than graduates from high-income families.

First-Gen vs Continuing-Gen Debt at Northpoint Bible College

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $17,500.00
Continuing-generation students $10,399.00

First-gen students at Northpoint Bible College take on $7,101.00 in additional median debt versus continuing-generation peers.

Pell-Eligible Debt Outcomes at Northpoint Bible College

Pell Grant eligibility is a useful proxy for low-income status among undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.

The median debt gap between Pell and non-Pell graduates of Northpoint Bible College stands at $9,014.00. This school carries a federal Pell-debt-inequity flag.

Default and Repayment Outcomes at Northpoint Bible College

The default-rate classification at Northpoint Bible College is Low (<5%).

Window Cohort default rate
2-year 12.9%

For a sense of scale, Stafford disbursements at Northpoint Bible College come to $20,500,843.00 across 1,112 student borrowers.

Veteran Benefits at Northpoint Bible College

Veterans and active-duty service members may qualify for substantial federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 9
Avg GI Bill amount $5,590.00

Read more about military and veteran aid on the veteran aid breakdown.

Things to Think About

Use the figures above as a launch point, then think through Northpoint Bible College, the questions below are worth your time:

Dig Deeper for Northpoint Bible College

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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