by our College Data Analytics TeamThis overview lays out the cost of attending Northwest Iowa Community College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
If you want to dig into a particular figure, jump to any section below:
Cost of attendance at Northwest Iowa Community College varied between $17,914.00 and $18,214.00 depending on whether you qualify for in-state rates.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: roughly $17,914.00 in-state against $18,214.00 out-of-state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $7,350.00 |
| + Room, board & other expenses | $10,564.00 |
| Total cost | $17,914.00 |
| That is 7% below the national average net price. |
| Total cost | $17,914.00 |
| − Grants and scholarships | −$5,614.00 |
| Net price | $12,300.00 |
| That is 36% below the national average net price. |
| Total cost | $17,914.00 |
| − Grants and scholarships | −$10,046.00 |
| Net price | $7,868.00 |
| That is 59% below the national average net price. |
| Tuition and fees | $7,650.00 |
| + Room, board & other expenses | $10,564.00 |
| Total cost | $18,214.00 |
| That is 5% below the national average net price. |
| Total cost | $18,214.00 |
| − Grants and scholarships | −$5,614.00 |
| Net price | $12,600.00 |
| That is 35% below the national average net price. |
| Total cost | $18,214.00 |
| − Grants and scholarships | −$10,046.00 |
| Net price | $8,168.00 |
| That is 58% below the national average net price. | |
| Go deeper on the components with tuition and fees and room and board. |
Costs have trended upward in recent years by roughly 3.8% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $8,167.00 | $12,768.00 | $18,595.00 |
| Senior year | $9,135.00 | $14,281.00 | $20,799.00 |
| Total 4-year net price | $34,581.00 | $54,060.00 | $78,734.00 |
| 10-year loan interest @ 6.8% | $13,174.00 | $20,595.00 | $29,995.00 |
| Total monthly payment | $398.00 | $622.00 | $906.00 |
| Total amount paid | $47,755.00 | $74,655.00 | $108,729.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $8,167.00 | $12,768.00 | $18,595.00 |
| Senior year | $8,478.00 | $13,253.00 | $19,303.00 |
| Total 2-year net price | $16,645.00 | $26,021.00 | $37,898.00 |
| 10-year loan interest @ 6.8% | $6,341.00 | $9,913.00 | $14,438.00 |
| Total monthly payment | $192.00 | $299.00 | $436.00 |
| Total amount paid | $22,986.00 | $35,934.00 | $52,336.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $8,479.00 | $13,079.00 | $18,907.00 |
| Senior year | $9,483.00 | $14,629.00 | $21,147.00 |
| Total 4-year net price | $35,899.00 | $55,378.00 | $80,052.00 |
| 10-year loan interest @ 6.8% | $13,676.00 | $21,097.00 | $30,497.00 |
| Total monthly payment | $413.00 | $637.00 | $921.00 |
| Total amount paid | $49,575.00 | $76,475.00 | $110,549.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $8,479.00 | $13,079.00 | $18,907.00 |
| Senior year | $8,801.00 | $13,577.00 | $19,626.00 |
| Total 2-year net price | $17,280.00 | $26,656.00 | $38,533.00 |
| 10-year loan interest @ 6.8% | $6,583.00 | $10,155.00 | $14,680.00 |
| Total monthly payment | $199.00 | $307.00 | $443.00 |
| Total amount paid | $23,863.00 | $36,811.00 | $53,212.00 |
Read more in the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $14,800.00 |
| Average net price (off-campus) | $12,357.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,399.00 |
| $30,000 to $48,000 | $8,168.00 |
| $48,001 to $75,000 | $11,764.00 |
| $75,001 to $110,000 | $14,932.00 |
| Over $110,000 | $15,114.00 |
Get a tailored estimate from the Northwest Iowa Community College Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
The median amount borrowed by graduates of Northwest Iowa Community College stands at $7,000.00, which the Department of Education classifies as a Very Low (<$10k) debt-load classification.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,000.00 |
| 25th | $3,502.00 |
| Median (50th) | $7,000.00 |
| 75th | $11,918.00 |
| 90th | $16,862.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,563.00 |
| Middle income | $6,995.00 |
| High income | $5,500.00 |
Graduates from lower-income families carry $3,063.00 in additional median debt versus high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,831.00 |
| Continuing-generation students | $5,666.00 |
First-gen students at Northwest Iowa Community College graduate with $2,165.00 more debt than continuing-generation students.
Pell Grants are the largest source of federal need-based aid for undergrads. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The gap between Pell-eligible and non-Pell median debt at Northwest Iowa Community College works out to $2,500.00. This school carries a federal Pell-debt-inequity flag.
The federal default-rate classification for Northwest Iowa Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.5% |
For scale, federal Stafford loan disbursements at Northwest Iowa Community College come to $26,872,047.00 distributed across 3,005 recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 5 |
| Avg GI Bill amount | $2,136.00 |
| DoD Tuition Assistance recipients | 10 |
| Avg DoD Tuition Assistance | $3,734.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing Northwest Iowa Community College, think through the questions below:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.