by our College Data Analytics TeamA lot of students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Northwest Missouri State University can sound tremendous, but do not forget that almost all students get some type of financial help.
Just what financing solutions does Northwest deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep scrolling to see what amount of financial assistance could be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Use the information below to understand how much financial assistance you may get from Northwest Missouri State University.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Among first-time, full-time freshmen at Northwest Missouri State University, 98% of entering full-time freshmen got some type of financial assistance some 997 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 95% | $9,101 |
| Institutional grants & scholarships | 91% | $6,108 |
| Federal Pell grants | 38% | $5,293 |
| State/local grants | 40% | $2,613 |
| Federal student loans | 55% | $5,194 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At Northwest, approximately 69% of undergraduates were awarded grant or scholarship aid averaging $9,739 (across roughly 3845 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 69% | $9,739 |
| Federal Pell grants | 27% | $5,408 |
| Federal student loans | 42% | $10,050 |
For on-campus title-IV students, average grant aid came to $8,701.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $11,429 |
| $30,001 – $75,000 | $12,752 |
| Over $75,000 | $18,610 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $16,244 |
| Off-campus title-IV students | $14,824 |
For a customized cost estimate, visit Northwest’s NPC: www.nwmissouri.edu/finaid/net-price-calculator/.
Graduating students at Northwest carry a median federal student debt of $14,927 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $14,927 |
| Median federal debt (graduates only) | $21,500 |
| Typical 10-year monthly payment (graduates) | $227.94/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. These percentiles trace how cumulative federal debt is spread among borrowers at Northwest.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,250 |
| 25th percentile | $5,500 |
| 75th percentile | $26,229 |
| 90th percentile (highest-debt students) | $34,038 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $13,000 |
| Middle income | $14,250 |
| High income | $15,875 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,500 |
| Continuing-generation students | $15,000 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $15,000 |
| Independent students | $12,219 |
The figure below distills the debt data into a single burden category for Northwest.
Stafford loans are the federal government’s primary direct undergraduate lending program. Below is the annual Stafford program activity at Northwest:
| Metric | Value |
|---|---|
| Stafford loan recipients | 23174 |
| Total Stafford loan amount | $389,215,016 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 80 |
| Total GI Bill amount | $520,397 |
| Average GI Bill amount per recipient | $6,505 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 65 |
| Total DoD amount | $240,602 |
| Average DoD amount per recipient | $3,702 |
References
More about our data sources and methodologies.