by our College Data Analytics TeamBelow is the data on what it actually costs to attend Northwestern Oklahoma State University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the section links below to navigate this overview:
The full cost of attending Northwestern Oklahoma State University came in between $20,993.00 through $26,687.00 depending on residency and living arrangement.
In-state students paid the lower published figure, while out-of-state students faced the higher one: close to $20,993.00 in-state versus $26,687.00 out of state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $5,970.00 |
| + Room, board & other expenses | $15,023.00 |
| Total cost | $20,993.00 |
| That is 9% above the national average net price. |
| Total cost | $20,993.00 |
| − Grants and scholarships | −$8,568.00 |
| Net price | $12,425.00 |
| That is 35% below the national average net price. |
| Total cost | $20,993.00 |
| − Grants and scholarships | −$12,233.00 |
| Net price | $8,760.00 |
| That is 54% below the national average net price. |
| Tuition and fees | $11,664.00 |
| + Room, board & other expenses | $15,023.00 |
| Total cost | $26,687.00 |
| That is 39% above the national average net price. |
| Total cost | $26,687.00 |
| − Grants and scholarships | −$8,568.00 |
| Net price | $18,119.00 |
| That is 6% below the national average net price. |
| Total cost | $26,687.00 |
| − Grants and scholarships | −$12,233.00 |
| Net price | $14,454.00 |
| That is 25% below the national average net price. | |
| Explore each piece on tuition and fees plus living costs. |
The tables below project a full degree at the current published cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $8,760.00 | $12,425.00 | $20,993.00 |
| Senior year | $8,760.00 | $12,425.00 | $20,993.00 |
| Total 4-year net price | $35,040.00 | $49,700.00 | $83,972.00 |
| 10-year loan interest @ 6.8% | $13,349.00 | $18,934.00 | $31,990.00 |
| Total monthly payment | $403.00 | $572.00 | $966.00 |
| Total amount paid | $48,389.00 | $68,634.00 | $115,962.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $8,760.00 | $12,425.00 | $20,993.00 |
| Senior year | $8,760.00 | $12,425.00 | $20,993.00 |
| Total 2-year net price | $17,520.00 | $24,850.00 | $41,986.00 |
| 10-year loan interest @ 6.8% | $6,674.00 | $9,467.00 | $15,995.00 |
| Total monthly payment | $202.00 | $286.00 | $483.00 |
| Total amount paid | $24,194.00 | $34,317.00 | $57,981.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $14,454.00 | $18,119.00 | $26,687.00 |
| Senior year | $14,454.00 | $18,119.00 | $26,687.00 |
| Total 4-year net price | $57,816.00 | $72,476.00 | $106,748.00 |
| 10-year loan interest @ 6.8% | $22,026.00 | $27,611.00 | $40,667.00 |
| Total monthly payment | $665.00 | $834.00 | $1,228.00 |
| Total amount paid | $79,842.00 | $100,087.00 | $147,415.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $14,454.00 | $18,119.00 | $26,687.00 |
| Senior year | $14,454.00 | $18,119.00 | $26,687.00 |
| Total 2-year net price | $28,908.00 | $36,238.00 | $53,374.00 |
| 10-year loan interest @ 6.8% | $11,013.00 | $13,805.00 | $20,334.00 |
| Total monthly payment | $333.00 | $417.00 | $614.00 |
| Total amount paid | $39,921.00 | $50,043.00 | $73,708.00 |
| Read more in the net-price section. |
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $10,104.00 |
| Average net price (off-campus) | $11,366.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,050.00 |
| $30,000 to $48,000 | $8,936.00 |
| $48,001 to $75,000 | $11,315.00 |
| $75,001 to $110,000 | $16,731.00 |
| Over $110,000 | $18,614.00 |
Get a tailored estimate from the Northwestern Oklahoma State University Net Price Calculator, or check with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
Typical debt at graduation from Northwestern Oklahoma State University comes to $11,000.00, which federal data classifies as a Low ($10-20k) debt-burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $3,750.00 |
| Median (50th) | $11,000.00 |
| 75th | $15,200.00 |
| 90th | $23,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,722.00 |
| Middle income | $9,500.00 |
| High income | $11,750.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $10,824.00 |
| Continuing-generation students | $11,285.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The gap between Pell-eligible and non-Pell median debt at Northwestern Oklahoma State University is $500.00. This school carries a federal Pell-debt-inequity flag.
The federal default-rate classification for Northwestern Oklahoma State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 13.7% |
To give some context for these rates, Stafford loans disbursed at Northwestern Oklahoma State University come to $85,368,176.00 covering 6,725 student borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 22 |
| Avg GI Bill amount | $5,246.00 |
| DoD Tuition Assistance recipients | 4 |
| Avg DoD Tuition Assistance | $2,644.00 |
Dig into veteran education benefits on the veterans benefits detail.
Numbers only tell part of the story. As you weigh Northwestern Oklahoma State University, a few questions are worth asking:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.