by our College Data Analytics TeamHere’s the full picture on paying for Northwood University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The cost of attendance at Northwood University comes to about $47,114.00 for a single academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $34,400.00 |
| + Room, board & other expenses | $12,714.00 |
| Total cost | $47,114.00 |
| That is 44% above the national average net price. |
| Total cost | $47,114.00 |
| − Grants and scholarships | −$21,548.00 |
| Net price | $25,566.00 |
| That is 22% below the national average net price. |
| Total cost | $47,114.00 |
| − Grants and scholarships | −$23,080.00 |
| Net price | $24,034.00 |
| That is 27% below the national average net price. | |
| Go deeper on the components with tuition and fees and room and board. |
Cost of attendance here has been rising by roughly 4.1% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.1% | 4.1% | 4.1% |
| Freshman year | $25,012.00 | $26,607.00 | $49,032.00 |
| Senior year | $28,193.00 | $29,990.00 | $55,266.00 |
| Total 4-year net price | $106,325.00 | $113,103.00 | $208,430.00 |
| 10-year loan interest @ 6.8% | $40,506.00 | $43,088.00 | $79,404.00 |
| Total monthly payment | $1,224.00 | $1,302.00 | $2,399.00 |
| Total amount paid | $146,832.00 | $156,191.00 | $287,835.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.1% | 4.1% | 4.1% |
| Freshman year | $25,012.00 | $26,607.00 | $49,032.00 |
| Senior year | $26,030.00 | $27,690.00 | $51,028.00 |
| Total 2-year net price | $51,043.00 | $54,296.00 | $100,059.00 |
| 10-year loan interest @ 6.8% | $19,445.00 | $20,685.00 | $38,119.00 |
| Total monthly payment | $587.00 | $625.00 | $1,151.00 |
| Total amount paid | $70,488.00 | $74,981.00 | $138,178.00 |
For the complete net-price picture, see the net price section below.
The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $27,232.00 |
| Average net price (off-campus) | $26,429.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $23,137.00 |
| $30,000 to $48,000 | $21,931.00 |
| $48,001 to $75,000 | $25,179.00 |
| $75,001 to $110,000 | $25,556.00 |
| Over $110,000 | $29,125.00 |
For a personalized estimate, try the Northwood University Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
Median graduate debt at Northwood University stands at $18,750.00, which the Department of Education classifies as a Low ($10-20k) debt-load classification.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,975.00 |
| 25th | $9,250.00 |
| Median (50th) | $18,750.00 |
| 75th | $28,500.00 |
| 90th | $40,137.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Dig deeper into debt on the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $17,500.00 |
| Middle income | $20,522.00 |
| High income | $17,750.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $18,750.00 |
| Continuing-generation students | $17,563.00 |
First-generation borrowers from Northwood University leave with $1,187.00 more than continuing-generation graduates.
Pell Grants are the largest source of federal need-based aid for undergrads. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The Pell-versus-non-Pell median debt difference at Northwood University works out to $2,000.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate tier for Northwood University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.4% |
| 3-year | 0.1% |
For scale, federal Stafford loan disbursements at Northwood University reach $434,310,457.00 distributed across 17,993 student borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 59 |
| Avg GI Bill amount | $8,205.00 |
| DoD Tuition Assistance recipients | 30 |
| Avg DoD Tuition Assistance | $2,867.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing Northwood University, the questions below are worth your time:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.