by our College Data Analytics TeamThe majority of students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Oakland City University can sound overwhelming, but bear in mind that many students get some type of financial aid.
Just what financing solutions does Oakland City deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep going to see what amount of financial assistance could be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The figures below will help you estimate the aid you might receive from Oakland City University.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For freshmen starting at Oakland City University, 100% of first-year full-time students received aid of some kind (about 133 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $26,067 |
| Institutional grants & scholarships | 100% | $20,033 |
| Federal Pell grants | 55% | $5,347 |
| State/local grants | 32% | $8,921 |
| Federal student loans | 53% | $4,674 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Here, roughly 92% of undergraduates were awarded grant or scholarship aid averaging $25,683 (covering around 493 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 92% | $25,683 |
| Federal Pell grants | 41% | $5,546 |
| Federal student loans | 42% | $5,994 |
For on-campus title-IV students, average grant aid came to $27,231.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $9,468 |
| $30,001 – $75,000 | $9,881 |
| Over $75,000 | $19,747 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $15,210 |
| Off-campus title-IV students | $12,820 |
For a customized cost estimate, visit Oakland City’s NPC: www.oak.edu/admissions/tuition-and-aid/net-price-calculator/.
The median student at Oakland City graduates with $12,174 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $12,174 |
| Median federal debt (graduates only) | $16,758 |
| Typical 10-year monthly payment (graduates) | $177.66/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The median alone does not show how widely outcomes vary across the student body. The four reference points below map the debt distribution at Oakland City.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,500 |
| 75th percentile | $25,250 |
| 90th percentile (highest-debt students) | $34,500 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,195 |
| Middle income | $13,113 |
| High income | $14,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $10,500 |
| Continuing-generation students | $15,489 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $10,500 |
| Independent students | $13,757 |
The figure below distills the debt data into a single burden category for Oakland City.
The Stafford program is the federal direct-loan vehicle most undergraduates use. Below is the annual Stafford program activity at Oakland City:
| Metric | Value |
|---|---|
| Stafford loan recipients | 3261 |
| Total Stafford loan amount | $54,207,590 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 4 |
| Total GI Bill amount | $37,023 |
| Average GI Bill amount per recipient | $9,256 |
References
More about our data sources and methodologies.