This overview lays out the cost of attending Oakland University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
If you want to dig into a particular figure, jump to any section below:
Attendance costs at Oakland University ranged from $25,016.00 and up to $32,942.00 across residency tiers.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: near $25,016.00 for in-state students versus $32,942.00 out-of-state.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $15,262.00 |
| + Room, board & other expenses | $9,754.00 |
| Total cost | $25,016.00 |
| That is 30% above the national average net price. |
| Total cost | $25,016.00 |
| − Grants and scholarships | −$16,062.00 |
| Net price | $8,954.00 |
| That is 53% below the national average net price. |
| Total cost | $25,016.00 |
| − Grants and scholarships | −$20,760.00 |
| Net price | $4,256.00 |
| That is 78% below the national average net price. |
| Tuition and fees | $23,188.00 |
| + Room, board & other expenses | $9,754.00 |
| Total cost | $32,942.00 |
| That is 71% above the national average net price. |
| Total cost | $32,942.00 |
| − Grants and scholarships | −$16,062.00 |
| Net price | $16,880.00 |
| That is 12% below the national average net price. |
| Total cost | $32,942.00 |
| − Grants and scholarships | −$20,760.00 |
| Net price | $12,182.00 |
| That is 37% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus living costs. |
The tables below project a full degree at the current published cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $4,256.00 | $8,954.00 | $25,016.00 |
| Senior year | $4,256.00 | $8,954.00 | $25,016.00 |
| Total 4-year net price | $17,024.00 | $35,816.00 | $100,064.00 |
| 10-year loan interest @ 6.8% | $6,486.00 | $13,645.00 | $38,121.00 |
| Total monthly payment | $196.00 | $412.00 | $1,152.00 |
| Total amount paid | $23,510.00 | $49,461.00 | $138,185.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $4,256.00 | $8,954.00 | $25,016.00 |
| Senior year | $4,256.00 | $8,954.00 | $25,016.00 |
| Total 2-year net price | $8,512.00 | $17,908.00 | $50,032.00 |
| 10-year loan interest @ 6.8% | $3,243.00 | $6,822.00 | $19,060.00 |
| Total monthly payment | $98.00 | $206.00 | $576.00 |
| Total amount paid | $11,755.00 | $24,730.00 | $69,092.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $12,182.00 | $16,880.00 | $32,942.00 |
| Senior year | $12,182.00 | $16,880.00 | $32,942.00 |
| Total 4-year net price | $48,728.00 | $67,520.00 | $131,768.00 |
| 10-year loan interest @ 6.8% | $18,564.00 | $25,723.00 | $50,199.00 |
| Total monthly payment | $561.00 | $777.00 | $1,516.00 |
| Total amount paid | $67,292.00 | $93,243.00 | $181,967.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $12,182.00 | $16,880.00 | $32,942.00 |
| Senior year | $12,182.00 | $16,880.00 | $32,942.00 |
| Total 2-year net price | $24,364.00 | $33,760.00 | $65,884.00 |
| 10-year loan interest @ 6.8% | $9,282.00 | $12,861.00 | $25,099.00 |
| Total monthly payment | $280.00 | $389.00 | $758.00 |
| Total amount paid | $33,646.00 | $46,621.00 | $90,983.00 |
| Read more in the Net Price section. |
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $9,120.00 |
| Average net price (off-campus) | $13,584.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,004.00 |
| $30,000 to $48,000 | $8,807.00 |
| $48,001 to $75,000 | $12,229.00 |
| $75,001 to $110,000 | $18,508.00 |
| Over $110,000 | $22,034.00 |
For a personalized estimate, try the Oakland University Net Price Calculator, or check with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The median graduating debt at Oakland University amounts to $16,787.00, categorized as a Low ($10-20k) burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,049.00 |
| 25th | $7,500.00 |
| Median (50th) | $16,787.00 |
| 75th | $28,000.00 |
| 90th | $38,326.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Dig deeper into debt on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $16,500.00 |
| Middle income | $17,168.00 |
| High income | $16,750.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $17,228.00 |
| Continuing-generation students | $16,000.00 |
First-generation graduates from Oakland University leave with $1,228.00 more than continuing-generation graduates.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at Oakland University amounts to $4,016.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The Department of Education default-rate tier for Oakland University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.0% |
For a sense of scale, Stafford disbursements at Oakland University total $1,292,243,256.00 distributed across 51,971 borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 180 |
| Avg GI Bill amount | $12,307.00 |
| DoD Tuition Assistance recipients | 12 |
| Avg DoD Tuition Assistance | $4,208.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing Oakland University, a few questions are worth asking:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.