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Can You Afford to Attend Oakland University?

This overview lays out the cost of attending Oakland University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$25,016.00 Cost of Attendance
$9,120.00 Avg Net Price
$16,787.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

What You Will Pay to Attend Oakland University?

Attendance costs at Oakland University ranged from $25,016.00 and up to $32,942.00 across residency tiers.

Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: near $25,016.00 for in-state students versus $32,942.00 out-of-state.

The blocks below show what you would pay with no aid, with average aid, and as a low-income student.

The Full Cost for Residents (no aid)

Tuition and fees $15,262.00
+ Room, board & other expenses $9,754.00
Total cost $25,016.00
That is 30% above the national average net price.

After-Aid Net Price for Residents (with average aid)

Total cost $25,016.00
− Grants and scholarships −$16,062.00
Net price $8,954.00
That is 53% below the national average net price.

Net Price for Low-Income Residents

Total cost $25,016.00
− Grants and scholarships −$20,760.00
Net price $4,256.00
That is 78% below the national average net price.

The Full Cost for Non-Residents (no aid)

Tuition and fees $23,188.00
+ Room, board & other expenses $9,754.00
Total cost $32,942.00
That is 71% above the national average net price.

Net Price for Non-Residents (with average aid)

Total cost $32,942.00
− Grants and scholarships −$16,062.00
Net price $16,880.00
That is 12% below the national average net price.

What Low-Income Non-Residents Pay — Non-Residents

Total cost $32,942.00
− Grants and scholarships −$20,760.00
Net price $12,182.00
That is 37% below the national average net price.
Go deeper on the components with the tuition & fees page plus living costs.

Projected Degree Cost at Oakland University

The tables below project a full degree at the current published cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $4,256.00 $8,954.00 $25,016.00
Senior year $4,256.00 $8,954.00 $25,016.00
Total 4-year net price $17,024.00 $35,816.00 $100,064.00
10-year loan interest @ 6.8% $6,486.00 $13,645.00 $38,121.00
Total monthly payment $196.00 $412.00 $1,152.00
Total amount paid $23,510.00 $49,461.00 $138,185.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $4,256.00 $8,954.00 $25,016.00
Senior year $4,256.00 $8,954.00 $25,016.00
Total 2-year net price $8,512.00 $17,908.00 $50,032.00
10-year loan interest @ 6.8% $3,243.00 $6,822.00 $19,060.00
Total monthly payment $98.00 $206.00 $576.00
Total amount paid $11,755.00 $24,730.00 $69,092.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $12,182.00 $16,880.00 $32,942.00
Senior year $12,182.00 $16,880.00 $32,942.00
Total 4-year net price $48,728.00 $67,520.00 $131,768.00
10-year loan interest @ 6.8% $18,564.00 $25,723.00 $50,199.00
Total monthly payment $561.00 $777.00 $1,516.00
Total amount paid $67,292.00 $93,243.00 $181,967.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $12,182.00 $16,880.00 $32,942.00
Senior year $12,182.00 $16,880.00 $32,942.00
Total 2-year net price $24,364.00 $33,760.00 $65,884.00
10-year loan interest @ 6.8% $9,282.00 $12,861.00 $25,099.00
Total monthly payment $280.00 $389.00 $758.00
Total amount paid $33,646.00 $46,621.00 $90,983.00
Read more in the Net Price section.

Net Price at Oakland University

Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $9,120.00
Average net price (off-campus) $13,584.00

Net price is not the same for every family — it falls as financial need rises and grant aid increases. Below, average net price is broken out by family income:

Family income Average net price
Under $30,000 $9,004.00
$30,000 to $48,000 $8,807.00
$48,001 to $75,000 $12,229.00
$75,001 to $110,000 $18,508.00
Over $110,000 $22,034.00

For a personalized estimate, try the Oakland University Net Price Calculator, or check with the financial aid office.

Want to know how that aid is awarded? See the financial aid page.

Borrowing and Debt at Oakland University

The median graduating debt at Oakland University amounts to $16,787.00, categorized as a Low ($10-20k) burden category.

Across borrowers, debt at graduation distributes like this:

Percentile Debt at graduation
10th $4,049.00
25th $7,500.00
Median (50th) $16,787.00
75th $28,000.00
90th $38,326.00

The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.

Dig deeper into debt on the student loan debt page.

How Income Shapes Debt at Oakland University

Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $16,500.00
Middle income $17,168.00
High income $16,750.00

Debt by First-Generation Status at Oakland University

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $17,228.00
Continuing-generation students $16,000.00

First-generation graduates from Oakland University leave with $1,228.00 more than continuing-generation graduates.

Debt by Pell Status at Oakland University

The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.

The Pell vs non-Pell debt gap at Oakland University amounts to $4,016.00. This school is flagged by the Department of Education for Pell-related debt inequity.

Loan Default & Repayment at Oakland University

The Department of Education default-rate tier for Oakland University is Low (<5%).

Window Cohort default rate
2-year 5.0%

For a sense of scale, Stafford disbursements at Oakland University total $1,292,243,256.00 distributed across 51,971 borrowers.

Veterans Aid at Oakland University

Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 180
Avg GI Bill amount $12,307.00
DoD Tuition Assistance recipients 12
Avg DoD Tuition Assistance $4,208.00

Dig into veteran education benefits on the veteran aid breakdown.

Further Questions to Consider

Beyond the data above, it helps to ask a few questions when weighing Oakland University, a few questions are worth asking:

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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