by our College Data Analytics TeamHere is what you can expect to pay at Oakwood University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The total published cost of attendance at Oakwood University comes to about $38,592.00 for a single academic year.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $22,512.00 |
| + Room, board & other expenses | $16,080.00 |
| Total cost | $38,592.00 |
| That is 18% above the national average net price. |
| Total cost | $38,592.00 |
| − Grants and scholarships | −$14,507.00 |
| Net price | $24,085.00 |
| That is 27% below the national average net price. |
| Total cost | $38,592.00 |
| − Grants and scholarships | −$16,177.00 |
| Net price | $22,415.00 |
| That is 32% below the national average net price. | |
| Explore each piece on tuition and fees and room and board. |
Published costs have climbed year over year by around 4.1% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.1% | 4.1% | 4.1% |
| Freshman year | $23,335.00 | $25,073.00 | $40,175.00 |
| Senior year | $26,326.00 | $28,288.00 | $45,326.00 |
| Total 4-year net price | $99,242.00 | $106,636.00 | $170,865.00 |
| 10-year loan interest @ 6.8% | $37,807.00 | $40,624.00 | $65,093.00 |
| Total monthly payment | $1,142.00 | $1,227.00 | $1,966.00 |
| Total amount paid | $137,049.00 | $147,260.00 | $235,958.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.1% | 4.1% | 4.1% |
| Freshman year | $23,335.00 | $25,073.00 | $40,175.00 |
| Senior year | $24,292.00 | $26,102.00 | $41,824.00 |
| Total 2-year net price | $47,627.00 | $51,175.00 | $81,999.00 |
| 10-year loan interest @ 6.8% | $18,144.00 | $19,496.00 | $31,239.00 |
| Total monthly payment | $548.00 | $589.00 | $944.00 |
| Total amount paid | $65,771.00 | $70,671.00 | $113,238.00 |
See the full net-price breakdown in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $25,669.00 |
| Average net price (off-campus) | $23,384.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $21,428.00 |
| $30,000 to $48,000 | $22,305.00 |
| $48,001 to $75,000 | $22,185.00 |
| $75,001 to $110,000 | $25,190.00 |
| Over $110,000 | $28,244.00 |
Estimate your specific net price using the school’s Oakwood University Net Price Calculator, or reach out to the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
Median graduate debt at Oakwood University amounts to $21,500.00, placing the school in the Moderate ($20-30k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $12,500.00 |
| Median (50th) | $21,500.00 |
| 75th | $37,250.00 |
| 90th | $46,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt detail.
Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $20,500.00 |
| Middle income | $20,750.00 |
| High income | $21,500.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $20,625.00 |
| Continuing-generation students | $21,500.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at Oakwood University amounts to $7,625.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate tier for Oakwood University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.7% |
For scale, federal Stafford loan disbursements at Oakwood University reach $282,366,347.00 covering 10,861 recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 16 |
| Avg GI Bill amount | $12,972.00 |
Read more about military and veteran aid on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Oakwood University, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.