by our College Data Analytics TeamA large number of students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Ocean County College can sound overwhelming, but bear in mind that many students get some type of financial aid.
Just what financing solutions does OCC deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep going to learn just how much financial aid will be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The figures below will help you estimate the aid you might receive from Ocean County College.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For freshmen starting at Ocean County College, 58% of entering full-time freshmen got some type of financial assistance some 753 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 54% | $6,485 |
| Institutional grants & scholarships | 2% | $739 |
| Federal Pell grants | 40% | $5,572 |
| State/local grants | 45% | $2,643 |
| Federal student loans | 6% | $4,926 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At OCC, some 55% of undergrads got grants or scholarships worth on average $3,724 (among about 4092 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 55% | $3,724 |
| Federal Pell grants | 27% | $4,555 |
| Federal student loans | 6% | $5,774 |
For on-campus title-IV students, average grant aid came to $6,796.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $9,275 |
| $30,001 – $75,000 | $10,147 |
| Over $75,000 | $14,944 |
Remember these are net prices — what families pay after gift aid, not before.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $11,411 |
| Off-campus title-IV students | $10,576 |
For a personalized estimate based on your family’s financial situation, use OCC’s net price calculator: www.ocean.edu/admission_and_aid/net-price-calculator/.
The middle student in the debt distribution at OCC owes $8,500 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,500 |
| Median federal debt (graduates only) | $11,150 |
| Typical 10-year monthly payment (graduates) | $118.21/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The median alone does not show how widely outcomes vary across the student body. The four reference points below map the debt distribution at OCC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,000 |
| 25th percentile | $3,000 |
| 75th percentile | $12,163 |
| 90th percentile (highest-debt students) | $20,250 |
Median debt varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,000 |
| Middle income | $8,250 |
| High income | $8,250 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,451 |
| Continuing-generation students | $8,812 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,750 |
| Independent students | $10,500 |
These indicators are derived from the underlying debt data and summarize the overall picture at OCC.
Most undergraduate borrowing runs through the federal Stafford loan program. Below is the annual Stafford program activity at OCC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 11860 |
| Total Stafford loan amount | $136,702,456 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 78 |
| Total GI Bill amount | $233,687 |
| Average GI Bill amount per recipient | $2,996 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 13 |
| Total DoD amount | $22,744 |
| Average DoD amount per recipient | $1,750 |
References
More about our data sources and methodologies.