by our College Data Analytics TeamA large number of students will not be asked to pay the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Odessa College can seem overwhelming, but bear in mind that many students are given some form of financial aid.
What financial aid options can Odessa College offer, and what will you qualify for? Keep reading for more information. Scroll down to learn how much school funding will be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Use the information below to understand how much financial assistance you may get from Odessa College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. However, some types of aid are more desirable than others, and some students will receive more than others.
Looking at the entering class at Odessa College, 71% of first-year full-time students received aid of some kind some 451 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 69% | $6,564 |
| Institutional grants & scholarships | 23% | $2,336 |
| Federal Pell grants | 42% | $6,824 |
| State/local grants | 28% | $2,378 |
| Federal student loans | 0% | $2,500 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At this school, roughly 31% of undergraduates were awarded grant or scholarship aid averaging $5,133 (across roughly 2701 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 31% | $5,133 |
| Federal Pell grants | 22% | $5,166 |
| Federal student loans | 2% | $2,497 |
Title-IV recipients living on campus saw average grant aid of $6,718.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $9,174 |
| $30,001 – $75,000 | $9,648 |
| Over $75,000 | $10,082 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $6,368 |
| Off-campus title-IV students | $9,296 |
For an estimate tailored to your family circumstances, see Odessa College’s official net price calculator: www.odessa.edu/future-students/Financial-Aid/Calculating-Cost/index.html.
Graduating students at Odessa College carry a median federal student debt of $6,000 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,000 |
| Median federal debt (graduates only) | $7,750 |
| Typical 10-year monthly payment (graduates) | $82.16/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
A single median figure conceals how much debt outcomes differ student to student. The percentiles below describe the cumulative federal debt distribution for borrowers at Odessa College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,533 |
| 25th percentile | $2,861 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $17,250 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $7,267 |
| Middle income | $6,000 |
| High income | $5,750 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,292 |
| Continuing-generation students | $5,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,271 |
| Independent students | $9,112 |
These indicators are derived from the underlying debt data and summarize the overall picture at Odessa College.
Stafford loans make up the bulk of federal direct lending to undergraduates. Below is the annual Stafford program activity at Odessa College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2904 |
| Total Stafford loan amount | $25,013,854 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 43 |
| Total GI Bill amount | $134,158 |
| Average GI Bill amount per recipient | $3,120 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 1 |
| Total DoD amount | $390 |
| Average DoD amount per recipient | $390 |
References
More about our data sources and methodologies.