by our College Data Analytics TeamHere you will find what students actually borrow to attend Ogle School Hair Skin Nails-Arlington— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
At Ogle School specifically, 69% of incoming undergraduates borrow in year one, averaging $6,221 per borrower, covering both private and federal loans.
The typical federal loan comes to $6,221. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
For undergraduates overall at Ogle School, 60% take out federal student loans, at an average of $6,041 in federal loans per year. That amounts to 2.9% lower than the first-year federal average of $6,221.
At a steady annual pace, that totals around $12,082 across two years and $24,164 by the fourth year. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 60% |
| Average federal loan per year | $6,041 |
| Undergraduates with a federal loan | 367 |
| Total federal loans (one year) | $2,217,124 |
The middle borrower at Ogle School owes $7,916 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,916 |
| Students who completed (graduates) | $7,917 |
| Students who withdrew | $3,959 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Ogle School.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,417 |
| 75th percentile | $9,960 |
| 90th percentile (highest-debt students) | $13,714 |
How wide this percentile range is tells you how much borrowing varies across students at Ogle School.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Ogle School.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 235 | $8,045 |
| Completed (graduates) | 183 | $8,575 |
| Did not complete | 52 | $4,960 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $101.97/mo.
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Ogle School.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 211 | $8,144 |
| No Stafford loan this year | 24 | $4,519 |
These figures turn the debt totals into a monthly repayment picture for Ogle School.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Ogle School appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 15.0% |
| Borrowers in the cohort | 240 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $7,917 |
| Middle income | $7,917 |
| High income | $4,841 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,916 |
| Continuing-generation students | $7,592 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,982 |
| Independent students | $7,917 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Ogle School.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.