by our College Data Analytics TeamHere you will find what students actually borrow to attend Ogle School Hair Skin Nails-Dallas— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
Among first-year students at Ogle School, 68% of first-year students take on loan debt, at roughly $3,092 each, across private and federal loan sources.
On the federal side, the average loan is $3,092, which is 56.2% of the $5,500 first-year borrowing cap for the typical first-year dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Among all degree-seeking undergrads at Ogle School, 56% take out federal student loans, with a mean of $5,483 per year. That amounts to 77.3% greater than the first-year federal average of $3,092.
Borrowing the same amount each year would add up to roughly $10,966 across two years and $21,932 over a four-year span. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 56% |
| Average federal loan per year | $5,483 |
| Undergraduates with a federal loan | 385 |
| Total federal loans (one year) | $2,110,862 |
Graduating and withdrawing students at Ogle School carry a median federal debt of $7,369 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,369 |
| Students who completed (graduates) | $7,917 |
| Students who withdrew | $3,959 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Ogle School.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,584 |
| 75th percentile | $10,207 |
| 90th percentile (highest-debt students) | $13,896 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Ogle School.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Ogle School.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 285 | $7,338 |
| Completed (graduates) | 214 | $8,423 |
| Did not complete | 71 | $4,852 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $100.16/mo.
Federal data lets us separate Stafford borrowers from the rest at Ogle School.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 260 | $7,418 |
| No Stafford loan this year | 25 | $3,861 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Ogle School.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for Ogle School appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 16.1% |
| Borrowers in the cohort | 676 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $7,189 |
| Middle income | $7,917 |
| High income | $6,222 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,350 |
| Continuing-generation students | $7,421 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $7,917 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Ogle School.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.