by our College Data Analytics TeamHere you will find what students actually borrow to attend Ogle School Hair Skin Nails-Denton— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
Looking at the entering class at Ogle School, 64% of incoming students take out a loan to help cover first-year costs, for an average of $6,410 each, across private and federal loan sources.
The average federally funded loan is $6,410. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Among all degree-seeking undergrads at Ogle School, 57% borrow through federal student loan programs, averaging $5,909 per year. This works out to 7.8% below the freshman federal average of $6,410.
Carrying that yearly figure forward comes to roughly $11,818 in two years and roughly $23,636 over four years. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 57% |
| Average federal loan per year | $5,909 |
| Undergraduates with a federal loan | 201 |
| Total federal loans (one year) | $1,187,747 |
The median student at Ogle School borrows $7,916 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,916 |
| Students who completed (graduates) | $7,917 |
| Students who withdrew | $3,959 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Ogle School.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,417 |
| 75th percentile | $9,960 |
| 90th percentile (highest-debt students) | $13,714 |
How wide this percentile range is tells you how much borrowing varies across students at Ogle School.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Ogle School.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 235 | $8,045 |
| Completed (graduates) | 183 | $8,575 |
| Did not complete | 52 | $4,960 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $101.97/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Ogle School.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 211 | $8,144 |
| No Stafford loan this year | 24 | $4,519 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Ogle School.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Ogle School follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 15.0% |
| Borrowers in the cohort | 240 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $7,917 |
| Middle income | $7,917 |
| High income | $4,841 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,916 |
| Continuing-generation students | $7,592 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,982 |
| Independent students | $7,917 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Ogle School.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.