by our College Data Analytics TeamThis page focuses on the debt students take on to attend Ogle School Hair Skin Nails-Ft Worth, including completion-adjusted borrowing and a standard repayment estimate. These figures are reported by the Department of Education and IPEDS.
Among first-year students at Ogle School, 64% of incoming students take out a loan to help cover first-year costs, borrowing on average $6,363 per borrower, covering both private and federal loans.
The average federal loan is $6,363. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Among all degree-seeking undergrads at Ogle School, 56% finance part of their studies with federal loans, at an average of $5,800 a year. This is 8.8% smaller than the $6,363 borrowed by freshmen.
Borrowing the same amount each year would add up to roughly $11,600 by year two and around $23,200 by the fourth year. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 56% |
| Average federal loan per year | $5,800 |
| Undergraduates with a federal loan | 460 |
| Total federal loans (one year) | $2,667,797 |
The median student at Ogle School borrows $7,369 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,369 |
| Students who completed (graduates) | $7,917 |
| Students who withdrew | $3,959 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Ogle School.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,584 |
| 75th percentile | $10,207 |
| 90th percentile (highest-debt students) | $13,896 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Ogle School.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Ogle School.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 285 | $7,338 |
| Completed (graduates) | 214 | $8,423 |
| Did not complete | 71 | $4,852 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $100.16/mo.
Federal data lets us separate Stafford borrowers from the rest at Ogle School.
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 260 | $7,418 |
| No Stafford loan this year | 25 | $3,861 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Ogle School.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for Ogle School is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 16.1% |
| Borrowers in the cohort | 676 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $7,189 |
| Middle income | $7,917 |
| High income | $6,222 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,350 |
| Continuing-generation students | $7,421 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $7,917 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Ogle School.
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.