by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Ogle School Hair Skin Nails-Hurst, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
At Ogle School specifically, 100% of freshmen borrow to help pay for their first year, for an average of $7,736 per student, private and federal loans combined.
The typical federal loan comes to $7,736. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Counting every undergraduate at Ogle School, 62% borrow through federal student loan programs, borrowing on average $5,522 annually. This works out to 28.6% under the first-year federal average of $7,736.
Carrying that yearly figure forward comes to roughly $11,044 after two years and $22,088 over four years. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 62% |
| Average federal loan per year | $5,522 |
| Undergraduates with a federal loan | 279 |
| Total federal loans (one year) | $1,540,745 |
The median student at Ogle School borrows $7,917 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,917 |
| Students who completed (graduates) | $7,917 |
| Students who withdrew | $3,959 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Ogle School.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,917 |
| 25th percentile | $4,582 |
| 75th percentile | $9,714 |
| 90th percentile (highest-debt students) | $13,252 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Ogle School.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Ogle School.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 188 | $7,428 |
| Completed (graduates) | 141 | $8,200 |
| Did not complete | 47 | $5,000 |
On a standard 10-year plan, the median completing borrower would pay about $97.51/mo.
Federal data lets us separate Stafford borrowers from the rest at Ogle School.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 173 | — |
| No Stafford loan this year | 15 | — |
Repayment burden translates the debt figures into what a borrower actually pays each month. Ogle School.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for Ogle School follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 12.9% |
| Borrowers in the cohort | 177 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $7,917 |
| Middle income | $7,915 |
| High income | $6,222 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,916 |
| Continuing-generation students | $7,917 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,121 |
| Independent students | $7,917 |
Federal data publishes the following gap measures for Ogle School.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.