by our College Data Analytics TeamThis page focuses on the debt students take on to attend Ogle School Hair Skin Nails-North Dallas, including completion-adjusted borrowing and a standard repayment estimate. These figures are reported by the Department of Education and IPEDS.
For incoming students at Ogle School, 63% of freshmen borrow to help pay for their first year, at roughly $6,378 per student, private and federal loans combined.
Federal loans alone average $6,378. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Across the full undergraduate body at Ogle School (freshmen included), 52% rely on federal student loans toward their education, with a mean of $5,564 a year. It comes to 12.8% lower than the $6,378 borrowed by freshmen.
Borrowing at that rate every year works out to about $11,128 by year two and around $22,256 after four. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 52% |
| Average federal loan per year | $5,564 |
| Undergraduates with a federal loan | 289 |
| Total federal loans (one year) | $1,607,892 |
Graduating and withdrawing students at Ogle School carry a median federal debt of $7,369 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,369 |
| Students who completed (graduates) | $7,917 |
| Students who withdrew | $3,959 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Ogle School.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,584 |
| 75th percentile | $10,207 |
| 90th percentile (highest-debt students) | $13,896 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Ogle School.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Ogle School.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 285 | $7,338 |
| Completed (graduates) | 214 | $8,423 |
| Did not complete | 71 | $4,852 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $100.16/mo.
Federal data lets us separate Stafford borrowers from the rest at Ogle School.
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 260 | $7,418 |
| No Stafford loan this year | 25 | $3,861 |
The indicators below describe what the typical debt costs to pay back at Ogle School.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Ogle School is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 16.1% |
| Borrowers in the cohort | 676 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $7,189 |
| Middle income | $7,917 |
| High income | $6,222 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,350 |
| Continuing-generation students | $7,421 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $7,917 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Ogle School.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.