by our College Data Analytics TeamHere you will find what students actually borrow to attend Ohio Media School-Valley View— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
At Ohio Media School-Valley View specifically, 78% of incoming undergraduates borrow in year one, with a typical loan of $6,442 per student, private and federal loans combined.
The typical federal loan comes to $6,442. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
For undergraduates overall at Ohio Media School-Valley View, 74% use federal student loans to help pay for their education, with a mean of $6,790 a year. That amounts to 5.4% higher than the $6,442 borrowed by freshmen.
Borrowing the same amount each year would add up to roughly $13,580 across two years and $27,160 by the fourth year. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 74% |
| Average federal loan per year | $6,790 |
| Undergraduates with a federal loan | 192 |
| Total federal loans (one year) | $1,303,764 |
The median student at Ohio Media School-Valley View borrows $9,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $9,500 |
| Students who withdrew | $4,750 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Ohio Media School-Valley View.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $5,500 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $9,500 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Ohio Media School-Valley View.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Ohio Media School-Valley View.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 109 | $10,210 |
| Completed (graduates) | 80 | $10,613 |
| Did not complete | 29 | $8,011 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $126.2/mo.
Federal data lets us separate Stafford borrowers from the rest at Ohio Media School-Valley View.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 82 | $10,463 |
| No Stafford loan this year | 27 | $9,755 |
These figures turn the debt totals into a monthly repayment picture for Ohio Media School-Valley View.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The official Department of Education two-year default rate for Ohio Media School-Valley View appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 11.5% |
| Borrowers in the cohort | 571 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $9,500 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $9,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
Federal data publishes the following gap measures for Ohio Media School-Valley View.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.